First Step Home Loan
THE PERFECT OPTION FOR FIRST-TIME HOME BUYERS
Rates are great right now, but they won't last forever! Thinking about making that first big purchase? Our First Step Home Loan is a great option for new buyers:
- Only 2% down* needed
- No Private Mortgage Insurance
- Lock in rate during pre-qualification
- Mortgage serviced locally
Have questions? We're here to help!
*An example of a typical 10/1 adjustable rate mortgage requiring a 2% down payment: Annual Percentage Rate (APR) of 3.998% for initial 120 months with monthly payments of $4.22 per $1,000 borrowed followed by 240 monthly payments calculated with an APR based on the market index plus a margin. After the initial fixed period of ten years, the interest rate and payment amount may change each year. APR referenced in the example is the lowest rate available as of 3/9/2021 and may vary based on loan amount, borrower credit, loan to value, property type, occupancy, etc. MCCU membership required. Restrictions apply. Terms and rates may change at any time.
National Registry License Number #422512
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