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    Members Cooperative Credit Union Go to main content

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    First Step Home Loan

    THE PERFECT OPTION FOR FIRST-TIME HOME BUYERS

    Rates are great right now, but they won't last forever! Thinking about making that first big purchase? Our First Step Home Loan is a great option for new buyers:

    • Only 2% down* needed
    • No Private Mortgage Insurance
    • Lock in rate during pre-qualification
    • Mortgage serviced locally

    Apply Online Today!

    Have questions? We're here to help! 

    Click here to schedule an appointment or contact our Members Mortgage Team.


    *An example of a typical 10/1 adjustable rate mortgage requiring a 2% down payment: Annual Percentage Rate (APR) of 3.998% for initial 120 months with monthly payments of $4.22 per $1,000 borrowed followed by 240 monthly payments calculated with an APR based on the market index plus a margin. After the initial fixed period of ten years, the interest rate and payment amount may change each year. APR referenced in the example is the lowest rate available as of 3/9/2021 and may vary based on loan amount, borrower credit, loan to value, property type, occupancy, etc. MCCU membership required. Restrictions apply. Terms and rates may change at any time. 

    National Registry License Number #422512 
    Please do not provide any personal information through email, such as social security numbers, account numbers, or any other private or confidential information. Emails may not be a secure means of transmission. 

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    National Credit Union Administration Equal Housing Lender
    This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.
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