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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking



    At MCCU, we understand that our members sometimes face unusual situations that cause financial hardship. We’re here to help make things a little easier and are always happy to discuss options that may be available to you.


    We understand that these unprecedented times may present our members with unique needs or financial challenges. We are here to help.

    Call us at: 218-625-8600 for more information.


    Great rates! Save interest over credit cards.

    • One predictable monthly payment for easier budgeting
    • A .25% interest rate discount when you have payments automatically deducted from an MCCU account

    Call us at: 218-625-8600 or use our convenient Video Banking service to open an account.


    Get a little wiggle room with these options!

    Unsecured Signature Loan: borrow funds without collateral on the basis of your signature and credit worthiness.

    • Up to $5000 loan amount
    • Loan amount determined by your credit
    • No collateral required
    • Use funds for many purposes, including debt consolidation

    Short-Term Loan: get funds fast and repay quickly.

    • Loan amount determined by your credit
    • No collateral required
    • Used to provide funds for anticipated future proceeds (e.g.: tax refunds)


    Apply to skip your personal loan payment on qualifying loans.

    Contact us for more information.


    Please don’t hesitate to get in touch with us. Your friends at MCCU are here to help you make the best financial decisions possible. Reach us by calling: 1-800-296-8871,  emailing:, or through our video banking service.

    * Skip-a-pay is only available to members with eligible loans currently in good standing. To be eligible loan must be at least 6 months old with no other modifications made. Only one payment may be skipped within a 12-month period. Skipped payment will be applied to the end of the loan, extending the original loan repayment period one month beyond the current maturity date. GAP coverage, if applicable, will not be extended beyond the original maturity date. Promotion does not apply to real estate loans, lines of credit, Expanded Plus loans, Drive & Save loans, credit cards, or business loans, as well as any loans with CPI insurance, or those currently paid by disability insurance. MCCU reserves the right to discontinue this promotion at any time without notice and at its discretion.

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