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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    Get your paycheck up to two days early* 

    MCCU Members have access to Early Pay Direct Deposit

    By setting direct deposit to an MCCU account, members can access their incoming funds up to two days in advance.* Whether direct deposit funds come from a paycheck, social security check or tax refund, Direct Deposit Early Pay has you covered. 

    There’s no need to sign up. Early Pay Direct Deposit is offered at no cost to all MCCU members with direct deposit into an MCCU account. 

    How it works

    Checking Icon

    Have an MCCU deposit account like checking or savings

    Direct deposit icon

    Set up direct deposit

    Access money icon

    Access your incoming funds up to two days early!*


    Not an MCCU member?  

    Now’s the time to open a checking account with direct deposit.  

    *Eligible funds may be accessed up to three days before the scheduled payment date. The date funds will be available may vary for each payment, including recurring deposits, and is dependent on the timing of the payor’s submission and the discretion of the credit union. Membership required.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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