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Contact Us

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking


    Personal and Lifestyle Loans


    Loans secured by collateral offer great additional options for those seeking to borrow or build credit.

    Save money and build credit the easy way! This loan is designed to assist members with no credit, limited credit or those striving to establish a positive credit history. A Credit Builder Loan does not provide immediate funds for member to use; instead, the money borrowed is secured in a CD until the last payment on the loan is made. Features of the Credit Builder Loan include:

    • Easy application and approval (low credit score or limited credit won’t block an application)
    • Build/repair credit while paying lower interest
    • Low deposit minimum
    • Convenient, short term lengths
    • No loan origination fees

    Save your credit AND your money while building a positive credit history and a healthy savings account balance.

    You can finance through MCCU with any of these easy options:

    Membership and loan approval required. MCCU does not guarantee results. Automatic payment set-up is required. Credit scores are based on the information in each individual's credit report and are not generated by MCCU. Failure to make timely loan payments may result in negative reporting to the bureaus and a negative impact to your credit score. Past credit history cannot be altered by this loan.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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