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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    From eight to forty-eight thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman- envisioned a better way of getting the financial services they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union integrating into Grand Rapids. In February of 2018, we expanded into the Brainerd Lakes Area opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

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    We succeed when our communities succeed. Giving back is in our DNA.

    For over 80 years, MCCU has been a steadfast supporter of our members and communities.
    We nurture a culture of service among our employees, and work hard to invest in the regions we’re proud to be a part of.

    In recent years, we have been proud to contribute to the following charities, causes and special events (among many, many others):

    Aitkin Chamber of Commerce 
    Aitkin Farmer's Market
    Aitkin Food Shelf
    Aitkin Riverwood Hospital
    Automba Centennial Park
    Best Christmas Ever
    Carlton County Labor Day Celebration
    Cloquet 4th of July
    Cloquet Educational Foundation
    Cloquet Community Memorial Hospital Foundation
    County Seat Theater
    Damiano Center - Community Connect
    Disabled American Veterans
    Duluth Airshow
    Duluth Library Foundation
    Duluth LISC
    Duluth Spirit Valley Days
    Family Pathways
    FDLTCC Foundation
    Grandma's Marathon
    Hartley Nature Center
    Harvest Fest
    Hinckley Area Chamber of Commerce
    Isanti Rodeo Jubilee Days
    Jaguar Youth Football
    Junior Achievement
    Let's Go Fishing
    Life House
    McGregor Chammber of Commerce
    McGregor Food Shelf
    McGregor Wild Rice Days
    Mercy Hospital Foundation
    Moose Lake Food Shelf
    Moose Lake Public Library
    Moose Lake-Willow River Home Run Club
    National Night Out
    North Branch Community Garden
    North Branch Schools First Tech Challenge Team
    North 65 Chamber of Commerce
    North Branch Midsummer Days
    Old School Arts Center
    PHASE, Sandstone
    Salvation Army
    Sandstone Area Chamber of Commerce
    Sandstone Area Food Shelf
    Sandstone Area Veterans of War
    Sandstone History Center
    Sandstone Quarry Days
    Santa's Home for the Holidays
    Second Harvest North Central Food Bank
    Second Harvest Northern Lakes Food Bank
    St. Luke's Foundation
    Tall Timber Days
    Twin Ports BridgeFest
    United Way
    Valley Youth Center
    Veterans of Foreign Wars (VFW)
    Young Athletes Foundation

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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