This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
PhoneContact Us Email
Contact Us

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

    • Phone Number
      ( ) - ext
    Members Cooperative Credit Union Go to main content

    Online Banking



    From eight to forty-eight thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman - envisioned a better way of getting the financial services that they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union, bringing us into Grand Rapids. Most recently, in February of 2018, we expanded into the Brainerd Lakes Area, opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

    Open an Account Online


    We succeed when our communities succeed. Giving back is in our DNA.

    For over 80 years, MCCU has been a steadfast supporter of our members and communities.
    We nurture a culture of service among our employees, and work hard to invest in the regions we’re proud to be a part of.

    In recent years, we have been proud to contribute to the following charities, causes and special events (among many, many others):

    Agewell Arrowhead
    Aitkin Chamber of Commerce
    Aitkin City Park Project
    Aitkin County Relay for Life
    Aitkin Farmer's Market
    Aitkin Fastpitch Baseball
    Aitkin Food Shelf
    Aitkin Riverwood Healthcare Center Foundation
    Aitkin Riverboat Days Celebration
    Anoka-Ramsey Community College Foundation
    ANGELS of McGregor
    Brainerd Lakes Chamber of Commerce
    Brainerd Lakes YMCA
    Cambridge-Isanti High School Athletics
    Cambridge-Isanti Rotary
    Carlton County Labor Day Celebration
    Christmas City of the North Parade
    Citizens of Armed Forces
    Cloquet 4th of July
    Cloquet Chamber of Commerce
    Cloquet Educational Foundation
    Cloquet Community Memorial Hospital Foundation
    Cloquet Police and Fire Departments
    Cloquet Rotary
    Community Café
    County Seat Theater
    Crossing Arts Alliance
    Damiano Center
    Denfeld High School Athletics
    Denfeld High School Choir
    Denfeld High School Robotics
    Duluth Airshow
    Duluth Area Chamber of Commerce
    Duluth East Greyhounds Athletics
    Duluth LISC
    Duluth Spirit Valley Days
    Duluth Superior Pride Festival
    Family Pathways Sandstone Food Shelf
    Festival of Trees
    FDLTCC Foundation
    Gitchee Gummi Vintage Snowmobile Festival
    Glensheen Mansion
    Good Samaritan Society
    Grandma’s Marathon
    Grand Rapids Area Hockey Association
    Grand Rapids Area Chamber of Commerce
    Grand Rapids Tall Timber Days
    Grace House
    Hermantown Chamber of Commerce
    Hinckley Area Chamber of Commerce
    Hinckley Corn & Clover Carnival
    Hinckley-Finlayson Public Schools
    Human Development Center
    Isanti County Cancer Crusaders
    Isanti Fire Department
    Isanti Rodeo Jubilee Days
    Itasca Community College Foundation
    Itasca County YMCA
    Lakes Area Music Festival
    Lake Superior Sustainable Farming Association
    Leadership Duluth
    Lumberjack Blue Line Club
    Marshall School
    McGregor Chamber of Commerce
    McGregor Food Shelf
    McGregor Wild Rice Days
    Mercy Hospital Foundation
    Mid-Minnesota Builders Association
    Moose Lake Fourth of July
    Moose Lake Chamber of Commerce
    Moose Lake Agate Days
    Moose Lake Food Shelf
    National Night Out
    Noble Hall Field
    North 65 Chamber of Commerce
    North Branch Chamber of Commerce
    North Branch Vikings Athletics
    North Branch Police and Fire Departments
    Northern Cruisers Car Club
    Northern Minnesota Builders Association
    One-House Roofing
    Reif Center
    Ruffed Grouse Society
    Sandstone Quarry Days
    Santa's Home for the Holidays
    Second Harvest North Central Food Bank
    Second Harvest Northern Lakes Food Bank
    Skyline Rotary
    St. Luke's Foundation
    United Way
    University of Minnesota Duluth (UMD) Athletics
    Valley Youth Center
    WinterGlo Festival
    Young Life

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

    Go to main navigation
    National Credit Union Administration Equal Housing Lender
    This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
    Video chat button