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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    From eight members to fifty-three thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman - envisioned a better way of getting the financial services that they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union, bringing us into Grand Rapids. Most recently, in February of 2018, we expanded into the Brainerd Lakes Area, opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

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    We succeed when our communities succeed. Giving back is in our DNA.

    For over 80 years, MCCU has been a steadfast supporter of our members and communities.
    We nurture a culture of service among our employees, and work hard to invest in the regions we’re proud to be a part of.

    In recent years, we have been proud to contribute to the following charities, causes and special events (among many, many others):

    Aitkin Chamber of Commerce 
    Aitkin Food Shelf 
    Aitkin HOPE 
    Aitkin Riverwood Hospital 
    ANGELS of McGregor 
    Brainerd Lakes Chamber of Commerce 
    Brainerd Lakes YMCA 
    Brighter Days Foundation 
    Chisago County K-9 Unit  
    Cloquet Area Chamber of Commerce 
    Cloquet Educational Foundation 
    Cloquet Community Memorial Hospital Foundation 
    Community Cafe 
    *Community Gardens of Chisago County
    County Seat Theater 
    Crossing Arts Alliance 
    Damiano Center  
    Duluth Area Chamber of Commerce 
    Duluth Children’s Museum 
    Duluth LISC 
    Essentia Health Foundation 
    Everyone’s Table 
    Family Pathways 
    *Friends of the Mississippi River
    Fond Du Lac Tribal & Community College Foundation 
    Grandma’s Marathon 
    Grand Rapids Chamber of Commerce 
    Hermantown Chamber of Commerce 
    Hinckley Area Chamber of Commerce 
    Hinckley Fire Department 
    Homeless & Wounded Warriors 
    Human Development Center 
    Isanti County K-9 Unit 
    Itasca Community College Foundation  
    Itasca County YMCA 
    Kids Against Hunger 
    Life House 
    McGregor Chamber of Commerce 
    McGregor Food Shelf 
    *MN Adult & Teen Challenge Sustainable Garden
    Moose Lake Chamber of Commerce  
    Moose Lake Food Shelf 
    Noble Hall Project, Grand Rapids 
    North Branch Chamber of Commerce 
    *North Branch Farmer's Market
    North 65 Chamber of Commerce
    *Pheasants Forever
    Reif Center 
    Riverwood Hospital 
    Ronald McDonald House -Duluth 
    Salvation Army 
    Sandstone Area Chamber of Commerce 
    Sandstone Area Food Shelf 
    Second Harvest 
    *Solar United Neighbors
    St. Luke’s Foundation 
    *Superior Hiking Trails Association
    United Way 
    *Williams Park Community Garden
    Wounded Warriors United

    *Donations made by MCCU’s Sustainability Committee

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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