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    Members Cooperative Credit Union Go to main content



    Enter Our 2019 Calendar Photo Contest

    Calling all amateur photographers! Submit your best landscape photography for a chance to win a spot in the 2019 MCCU calendar! 

    Images should depict your experiences with the landscapes of our Minnesota Communities (Aitkin, Baxter, Cloquet, Duluth, Grand Rapids, Isanti, McGregor, Moose Lake, North Branch, and Sandstone).  

    Below is a list of image ideas, but images are not limited to these topics.

    • Your favorite downtown landmark
    • An evening view from your favorite hike
    • A shot of your favorite Minnesota critter
    • Frozen ships coming into the Twin Ports
    • The dancing aurora borealis
    • A sunset shot from your weekend adventures
    • A fresh Minnesota snowfall

    Official Rules & Guidelines

    This contest is an opportunity to be featured in Members Cooperative Credit Union’s 2019 Calendar and to receive three complimentary 2019 printed calendars. 

    To enter this contest, entrants must complete MCCU’s online promotion entrance form and submit no more than three photos that meet the following requirements:

    • All photos must be submitted as a JPEG file (.jpg); 
    • All photos must be in a digital format between eight and twenty megapixels (2550 x 3300 pixels); 
    • All photos must be high resolution between 300dpi and 600 dpi; 
    • The date the photos were taken must be provided; 
    • Photos must be of local sights, events or scenes that highlight the positive features of Members Cooperative Credit Union’s fourteen-county field of membership; 
    • Photos must not contain portraits of family or friends posing or similar such images; and 

    Horizontal photos are preferred. Photos must be submitted and received between 12:00 a.m. CST on May 11, 2018 and 11:59 p.m. CST on May 25, 2018. Although each entrant may submit up to three photographs, an entrant can only have one photograph selected for inclusion in the calendar.

    By submitting a photograph the entrant is agreeing that they took the photo, have all rights to the use and ownership of the photo, and that use of the photo by MCCU will in no way infringe on ownership or copyright protections. 

    Entrants whose work is chosen will be given photographic credit on the calendar and receive three 2019 printed calendars. MCCU has sole discretion to determine which photographs to publish, if any, and select winners.

    Entrants agree that if their photograph is selected for inclusion in the calendar, they grant MCCU an unlimited right to display their photograph(s) and their name in connection with the photograph(s) for purposes of photographer credit and for purposes of promoting this contest. Photographers retain ownership of all copyrights. However, by submitting photograph(s) for entry in this contest, entrants have given MCCU a non-exclusive, not-transferable, worldwide, perpetual, irrevocable license without charge to reproduce and display the photograph(s) in any electronic, optical, physical, or other medium, to modify its size and resolution, and to use your name as the photographer, indefinitely, in any media without notification or compensation. If a photograph is disqualified prior to printing of the calendars, MCCU at its sole discretion may select an alternate photograph of its choice and from any source. Prizes, both publishing of the photo and the calendar giveaways, are not transferable, redeemable for cash or exchangeable. Winner, by entering this giveaway, is granting MCCU the right to use and release their name in connection with advertising of this promotion, and accordingly must sign a publicity release form if requested.

    Employees, directors and volunteers of MCCU and their immediate family or household are not eligible. By entering, the entrant agrees to these rules and the decisions of MCCU. 

    The fair market value of the three calendars provided to the winner is $6.

    MCCU reserves the right to end this promotion at any time and for any reason or to modify the period of time during which photographs may be accepted or otherwise modify the entrant requirements and restrictions. No purchase necessary. MCCU membership not required. This promotion is governed by all applicable state and federal laws. This promotion is void where restricted or prohibited by law. Restrictions apply. 

    Additional entrant requirements, restrictions and binding covenants:

    The potential contest winner will be selected by MCCU from amongst all eligible entries received during the promotional period. Selection will be conducted on or before June 6, 2018. The winners will be notified by email no later than June 7, 2018. Winners and all entrants, by participating in the contest, agree to release and hold MCCU and all related entities and their officers, employees, directors and agents harmless from any and all losses, damages, rights, claims and actions of any kind in connection with the contest and MCCU’s use and reproduction of the photograph(s). By participating in the contest, all entrants have agreed that MCCU may use the information provided in connection with the contest for its purposes; however, information on entrants will not be sold or provided to third parties except as necessary to administer the contest, as consented to per the terms of the contest, or as required by law. The terms of the contest and these rules and any dispute will be governed by the laws of the State of Minnesota.

    Photo Contest Entry Form

    Security Code:

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