Business Savings Rates
Get competitive rates on all our great MCCU Business financial products!
| Basic 3 Month Share Certificate |
| Term | Minimum Balance | APY |
| 3 Months |
$1,000.00 |
2.75% |
| Basic 6 Month Share Certificate |
| Term | Minimum Balance | APY |
| 6 Months |
$1,000.00 |
3.25% |
| Business Savings |
| Name | APY |
| Share Savings |
0.10% |
| BusinessPlus Money Market |
| Tier | APY |
| $2,500 - $24,999 |
0.30% |
| $25,000 - $99,999 |
0.50% |
| $100,000+ |
0.75% |
| BusinessBasic Money Market |
| Tier | APY |
| $2,500 - $9,999 |
0.20% |
| $10,000 - $49,999 |
0.25% |
| $50,000 + |
0.45% |
| BusinessPlus 12 Month Share Certificate |
| Term | Minimum Balance | APY |
| 12 Months |
$1,000.00 |
2.10% |
| 12 Months |
$100,000.00 |
2.20% |
| BusinessPlus 24 Month Share Certificate |
| Term | Minimum Balance | APY |
| 24 Months |
$1,000.00 |
2.60% |
| 24 Months |
$100,000.00 |
2.70% |
| BusinessPlus 36 Month Share Certificate |
| Term | Minimum Balance | APY |
| 36 Months |
$1,000.00 |
2.75% |
| 36 Months |
$100,000.00 |
2.85% |
| BusinessPlus 48 Month Share Certificate |
| Term | Minimum Balance | APY |
| 48 Months |
$1,000.00 |
2.85% |
| 48 Months |
$100,000.00 |
2.95% |
| BusinessPlus 60 Month Share Certificate |
| Term | Minimum Balance | APY |
| 60 Months |
$1,000.00 |
3.00% |
| 60 Months |
$100,000.00 |
3.10% |
| BusinessBasic 12 Month Share Certificate |
| Term | Minimum Balance | APY |
| 12 Months |
$1,000.00 |
1.70% |
| 12 Months |
$100,000.00 |
1.80% |
| BusinessBasic 24 Month Share Certificate |
| Term | Minimum Balance | APY |
| 24 Months |
$1,000.00 |
2.20% |
| 24 Months |
$100,000.00 |
2.30% |
| BusinessBasic 36 Month Share Certificate |
| Term | Minimum Balance | APY |
| 36 Months |
$1,000.00 |
2.35% |
| 36 Months |
$100,000.00 |
2.45% |
| BusinessBasic 48 Month Share Certificate |
| Term | Minimum Balance | APY |
| 48 Months |
$1,000.00 |
2.45% |
| 48 Months |
$100,000.00 |
2.55% |
| BusinessBasic 60 Month Share Certificate |
| Term | Minimum Balance | APY |
| 60 Months |
$1,000.00 |
2.60% |
| 60 Months |
$100,000.00 |
2.70% |
| BusinessPlus 24 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 24 Months |
$1,000.00 |
2.45% |
| 24 Months |
$100,000.00 |
2.55% |
| BusinessPlus 36 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 36 Months |
$1,000.00 |
2.60% |
| 36 Months |
$100,000.00 |
2.70% |
| BusinessPlus 48 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 48 Months |
$1,000.00 |
2.70% |
| 48 Months |
$100,000.00 |
2.80% |
| BusinessPlus 60 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 60 Months |
$1,000.00 |
2.85% |
| 60 Months |
$100,000.00 |
2.95% |
| BusinessBasic 24 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 24 Months |
$1,000.00 |
2.05% |
| 24 Months |
$100,000.00 |
2.15% |
| BusinessBasic 36 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 36 Months |
$1,000.00 |
2.20% |
| 36 Months |
$100,000.00 |
2.30% |
| BusinessBasic 48 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 48 Months |
$1,000.00 |
2.30% |
| 48 Months |
$100,000.00 |
2.40% |
| BusinessBasic 60 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 60 Months |
$1,000.00 |
2.45% |
| 60 Months |
$100,000.00 |
2.55% |
Have questions? We're here to help!
Schedule an appointment online, contact our Business Services Team, or call 218-625-8890.
(1) Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
(2) APY is the Annual Percentage Yield effective May 3, 2023. APY and rates are subject to change.
(3) MembersPlus accounts require at least two products, one of which is an MCCU active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month.
(4) Increased rate will apply to the period of time remaining on the initial certificate term. Contact a branch office for information how to request an increase.
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