Business Savings Rates
Get competitive rates on all our great MCCU Business financial products!
| Business Savings |
| Name | Interest Rate | APY |
| Share Savings |
0.10% |
0.10% |
| BusinessPlus Money Market |
| Tier | Interest Rate | APY |
| $2,500 - $9,999 |
0.15% |
0.15% |
| $10,000 - $24,999 |
0.20% |
0.20% |
| $25,000 - $49,999 |
0.30% |
0.30% |
| $50,000 - $99,999 |
0.40% |
0.40% |
| $100,000 + |
0.50% |
0.50% |
| BusinessBasic Money Market |
| Tier | Interest Rate | APY |
| $2,500 - $9,999 |
0.12% |
0.12% |
| $10,000 - $49,999 |
0.15% |
0.15% |
| $50,000 + |
0.25% |
0.25% |
| BusinessPlus 12 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 12 Months |
$1,000 - $49,999 |
0.80% |
0.80% |
| 12 Months |
$50,000 - $99,999 |
0.90% |
0.90% |
| 12 Months |
$100,000 + |
0.95% |
0.95% |
| BusinessPlus 24 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 24 Months |
$1,000 - $49,999 |
0.90% |
0.90% |
| 24 Months |
$50,000 - $99,999 |
1.00% |
1.00% |
| 24 Months |
$100,000 + |
1.10% |
1.10% |
| BusinessPlus 36 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 36 Months |
$1,000 - $49,999 |
1.00% |
1.00% |
| 36 Months |
$50,000 - $99,999 |
1.10% |
1.10% |
| 36 Months |
$100,000 + |
1.19% |
1.20% |
| BusinessPlus 48 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 48 Months |
$1,000 - $49,999 |
1.10% |
1.10% |
| 48 Months |
$50,000 - $99,999 |
1.19% |
1.20% |
| 48 Months |
$100,000 + |
1.29% |
1.30% |
| BusinessPlus 60 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 60 Months |
$1,000 - $49,999 |
1.19% |
1.20% |
| 60 Months |
$50,000 - $99,999 |
1.29% |
1.30% |
| 60 Months |
$100,000 + |
1.39% |
1.40% |
| BusinessBasic 12 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 12 Months |
$1,000 - $49,999 |
0.50% |
0.50% |
| 12 Months |
$50,000 - $99,999 |
0.60% |
0.60% |
| 12 Months |
$100,000 + |
0.64% |
0.65% |
| BusinessBasic 24 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 24 Months |
$1,000 - $49,999 |
0.60% |
0.60% |
| 24 Months |
$50,000 - $99,999 |
0.70% |
0.70% |
| 24 Months |
$100,000 + |
0.80% |
0.80% |
| BusinessBasic 36 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 36 Months |
$1,000 - $49,999 |
0.70% |
0.70% |
| 36 Months |
$50,000 - $99,999 |
0.80% |
0.80% |
| 36 Months |
$100,000 + |
0.89% |
0.90% |
| BusinessBasic 48 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 48 Months |
$1,000 - $49,999 |
0.80% |
0.80% |
| 48 Months |
$50,000 - $99,999 |
0.89% |
0.90% |
| 48 Months |
$100,000 + |
1.00% |
1.00% |
| BusinessBasic 60 Month Share Certificate |
| Term | Amount | Interest Rate | APY |
| 60 Months |
$1,000 - $49,999 |
0.89% |
0.90% |
| 60 Months |
$50,000 - $99,999 |
1.00% |
1.00% |
| 60 Months |
$100,000 + |
1.09% |
1.10% |
| BusinessPlus 36 Month Bump Up Share Certificate |
| Term | Amount | Interest Rate | APY |
| 36 Months |
$1,000 - $49,999 |
0.90% |
0.90% |
| 36 Months |
$50,000 - $99,999 |
1.00% |
1.00% |
| 36 Months |
$100,000+ |
1.09% |
1.10% |
| BusinessPlus 48 Month Bump Up Share Certificate |
| Term | Amount | Interest Rate | APY |
| 48 Months |
$1,000 - $49,999 |
1.00% |
1.00% |
| 48 Months |
$50,000 - $99,999 |
1.09% |
1.10% |
| 48 Months |
$100,000+ |
1.19% |
1.20% |
| BusinessPlus 60 Month Bump Up Share Certificate |
| Term | Amount | Interest Rate | APY |
| 60 Months |
$1,000 - $49,999 |
1.09% |
1.10% |
| 60 Months |
$50,000 - $99,999 |
1.19% |
1.20% |
| 60 Months |
$100,000+ |
1.28% |
1.30% |
| BusinessBasic 36 Month Bump Up Share Certificate |
| Term | Amount | Interest Rate | APY |
| 36 Months |
$1,000 - $49,999 |
0.60% |
0.60% |
| 36 Months |
$50,000 - $99,999 |
0.70% |
0.70% |
| 36 Months |
$100,000+ |
0.79% |
0.80% |
| BusinessBasic 48 Month Bump Up Share Certificate |
| Term | Amount | Interest Rate | APY |
| 48 Months |
$1,000 - $49,999 |
0.70% |
0.70% |
| 48 Months |
$50,000 - $99,999 |
0.79% |
0.80% |
| 48 Months |
$100,000+ |
0.90% |
0.90% |
| BusinessBasic 60 Month Bump Up Share Certificate |
| Term | Amount | Interest Rate | APY |
| 60 Months |
$1,000 - $49,999 |
0.79% |
0.80% |
| 60 Months |
$50,000 - $99,999 |
0.90% |
0.90% |
| 60 Months |
$100,000+ |
0.99% |
1.00% |
Have questions? We're here to help!
Click here to schedule an appointment, contact our Business Services Team, or call (218) 625-8890.
(1) $1,000 minimum deposit. Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawal.
(2) APY is the Annual Percentage Yield effective April 21, 2021.
(3) Plus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of April 21, 2021. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.
(4) Increased rate will apply to the period of time remaining on the initial certificate term. Contact a branch office for information how to request an increase. Fees can reduce earnings. Penalty imposed for early withdrawal.
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