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    Members Cooperative Credit Union Go to main content

    ONLINE BANKING

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    Business Savings Rates

    Get competitive rates on all our great MCCU Business financial products!

    Business Savings1
    NameInterest RateAPY2
    Share Savings1 0.10% 0.10%

    BusinessBasic Money Market 3
    TierInterest RateAPY
    $500 - $2,499 0.05% 0.05%
    $2,500 - $9,999 0.10% 0.10%
    $10,000 - $49,999 0.15% 0.15%
    $50,000 + 0.25% 0.25%

    BusinessPlus Money Market 4
    TierInterest RateAPY
    $500 - $2,499 0.10% 0.10%
    $2,500 - $9,999 0.35% 0.35%
    $10,000 - $24,999 0.50% 0.50%
    $25,000 - $49,999 0.60% 0.60%
    $50,000 - $99,999 0.80% 0.80%
    $100,000 + 0.90% 0.90%

    (1) APY is effective as of October 1, 2015.  Fees could reduce the earnings on the account.
    (2
    ) APY is the Annual Percentage Yield and is subject to change.
    (3)
    Plus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month.  APY is effective as of July 26, 2017.  See section 9 in the Truth-in-Savings Disclosure for applicable account limitations.
    See a Financial Solutions Consultant for further details.

    BusinessBasic 3 Month Share Certificate1
    TermAmountInterest RateAPY2
    3 Months/90 Days $1,000 - $9,999 0.40% 0.40%
    3 Months/90 Days $10,000 - $24,999 0.45% 0.45%
    3 Months/90 Days $25,000 - $49,999 0.45% 0.45%
    3 Months/90 Days $50,000 - $99,999 0.45% 0.45%
    3 Months/90 Days $100,000 + 0.45% 0.45%

    BusinessBasic 6 Month Share Certificate1
    TermAmountInterest RateAPY
    6 Months/180 Days $1,000 - $9,999 0.50% 0.50%
    6 Months/180 Days $10,000 - $24,999 0.50% 0.50%
    6 Months/180 Days $25,000 - $49,999 0.50% 0.50%
    6 Months/180 Days $50,000 - $99,999 0.50% 0.50%
    6 Months/180 Days $100,000 + 0.50% 0.50%

    BusinessBasic 12 Month Share Certificate1
    TermAmountInterest RateAPY
    12 Months $1,000 - $9,999 0.65% 0.65%
    12 Months $10,000 - $24,999 0.75% 0.75%
    12 Months $25,000 - $49,999 0.80% 0.80%
    12 Months $50,000 - $99,999 0.85% 0.85%
    12 Months $100,000 + 0.90% 0.90%

    BusinessBasic 24 Month Share Certificate1
    TermAmountInterest RateAPY
    24 Months $1,000 - $9,999 1.00% 1.00%
    24 Months $10,000 - $24,999 1.05% 1.05%
    24 Months $25,000 - $49,999 1.10% 1.10%
    24 Months $50,000 - $99,999 1.15% 1.15%
    24 Months $100,000 + 1.19% 1.20%

    BusinessBasic 36 Month Share Certificate1
    TermAmountInterest RateAPY
    36 Months $1,000 - $9,999 1.24% 1.25%
    36 Months $10,000 - $24,999 1.29% 1.30%
    36 Months $25,000 - $49,999 1.34% 1.35%
    36 Months $50,000 - $99,999 1.39% 1.40%
    36 Months $100,000 + 1.44% 1.45%

    BusinessBasic 48 Month Share Certificate1
    TermAmountInterest RateAPY
    48 Months $1,000 - $9,999 1.39% 1.40%
    48 Months $10,000 - $24,999 1.44% 1.45%
    48 Months $25,000 - $49,999 1.49% 1.50%
    48 Months $50,000 - $99,999 1.54% 1.55%
    48 Months $100,000 + 1.59% 1.60%

    BusinessBasic 60 Month Share Certificate1
    TermAmountInterest RateAPY
    60 Months $1,000 - $9,999 1.64% 1.65%
    60 Months $10,000 - $24,999 1.74% 1.75%
    60 Months $25,000 - $49,999 1.84% 1.85%
    60 Months $50,000 - $99,999 1.94% 1.95%
    60 Months $100,000 + 1.99% 2.00%

    BusinessPlus 12 Month Share Certificate1,3
    TermAmountInterest RateAPY
    12 Months $1,000 - $9,999 0.85% 0.85%
    12 Months $10,000 - $24,999 0.95% 0.95%
    12 Months $25,000 - $49,999 1.00% 1.00%
    12 Months $50,000 - $99,999 1.10% 1.10%
    12 Months $100,000 + 1.19% 1.20%

    BusinessPlus 24 Month Share Certificate1,3
    TermAmountInterest RateAPY
    24 Months $1,000 - $9,999 1.19% 1.20%
    24 Months $10,000 - $24,999 1.24% 1.25%
    24 Months $25,000 - $49,999 1.29% 1.30%
    24 Months $50,000 - $99,999 1.39% 1.40%
    24 Months $100,000 + 1.49% 1.50%

    BusinessPlus 36 Month Share Certificate1,3
    TermAmountInterest RateAPY
    36 Months $1,000 - $9,999 1.49% 1.50%
    36 Months $10,000 - $24,999 1.54% 1.55%
    36 Months $25,000 - $49,999 1.59% 1.60%
    36 Months $50,000 - $99,999 1.64% 1.65%
    36 Months $100,000 + 1.74% 1.75%

    BusinessPlus 48 Month Share Certificate1,3
    TermAmountInterest RateAPY
    48 Months $1,000 - $9,999 1.69% 1.70%
    48 Months $10,000 - $24,999 1.74% 1.75%
    48 Months $25,000 - $49,999 1.84% 1.85%
    48 Months $50,000 - $99,999 1.89% 1.90%
    48 Months $100,000 + 1.99% 2.00%

    BusinessPlus 60 Month Share Certificate1,3
    TermAmountInterest RateAPY
    60 Months $1,000 - $9,999 2.18% 2.20%
    60 Months $10,000 - $24,999 2.28% 2.30%
    60 Months $25,000 - $49,999 2.48% 2.50%
    60 Months $50,000 - $99,999 2.53% 2.55%
    60 Months $100,000 + 2.62% 2.65%

    (1) $1,000 minimum deposit.  Fees could reduce the earnings on the account.  A penalty will or may be imposed for early withdrawal.
    (2)
    APY is the Annual Percentage Yield effective as of July 26, 2017.
    (3)
    Plus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month.  See section 9 in the Truth-in-Savings Disclosure for applicable account limitations.

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