Business Savings Rates
Get competitive rates on all our great MCCU Business financial products!
| Business Savings1 |
| Name | Interest Rate | APY2 |
| Share Savings1 |
0.10% |
0.10% |
| BusinessBasic Money Market 3 |
| Tier | Interest Rate | APY |
| $500 - $2,499 |
0.05% |
0.05% |
| $2,500 - $9,999 |
0.10% |
0.10% |
| $10,000 - $49,999 |
0.15% |
0.15% |
| $50,000 + |
0.25% |
0.25% |
| BusinessPlus Money Market 4 |
| Tier | Interest Rate | APY |
| $500 - $2,499 |
0.10% |
0.10% |
| $2,500 - $9,999 |
0.35% |
0.35% |
| $10,000 - $24,999 |
0.50% |
0.50% |
| $25,000 - $49,999 |
0.60% |
0.60% |
| $50,000 - $99,999 |
0.80% |
0.80% |
| $100,000 + |
0.90% |
0.90% |
(1) APY is effective as of October 1, 2015. Fees could reduce the earnings on the account.
(2) APY is the Annual Percentage Yield and is subject to change.
(3) Plus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. APY is effective as of July 26, 2017. See section 9 in the Truth-in-Savings Disclosure for applicable account limitations.
See a Financial Solutions Consultant for further details.
| BusinessBasic 3 Month Share Certificate1 |
| Term | Amount | Interest Rate | APY2 |
| 3 Months/90 Days |
$1,000 - $9,999 |
0.40% |
0.40% |
| 3 Months/90 Days |
$10,000 - $24,999 |
0.45% |
0.45% |
| 3 Months/90 Days |
$25,000 - $49,999 |
0.45% |
0.45% |
| 3 Months/90 Days |
$50,000 - $99,999 |
0.45% |
0.45% |
| 3 Months/90 Days |
$100,000 + |
0.45% |
0.45% |
| BusinessBasic 6 Month Share Certificate1 |
| Term | Amount | Interest Rate | APY |
| 6 Months/180 Days |
$1,000 - $9,999 |
0.50% |
0.50% |
| 6 Months/180 Days |
$10,000 - $24,999 |
0.50% |
0.50% |
| 6 Months/180 Days |
$25,000 - $49,999 |
0.50% |
0.50% |
| 6 Months/180 Days |
$50,000 - $99,999 |
0.50% |
0.50% |
| 6 Months/180 Days |
$100,000 + |
0.50% |
0.50% |
| BusinessBasic 12 Month Share Certificate1 |
| Term | Amount | Interest Rate | APY |
| 12 Months |
$1,000 - $9,999 |
0.65% |
0.65% |
| 12 Months |
$10,000 - $24,999 |
0.75% |
0.75% |
| 12 Months |
$25,000 - $49,999 |
0.80% |
0.80% |
| 12 Months |
$50,000 - $99,999 |
0.85% |
0.85% |
| 12 Months |
$100,000 + |
0.90% |
0.90% |
| BusinessBasic 24 Month Share Certificate1 |
| Term | Amount | Interest Rate | APY |
| 24 Months |
$1,000 - $9,999 |
1.00% |
1.00% |
| 24 Months |
$10,000 - $24,999 |
1.05% |
1.05% |
| 24 Months |
$25,000 - $49,999 |
1.10% |
1.10% |
| 24 Months |
$50,000 - $99,999 |
1.15% |
1.15% |
| 24 Months |
$100,000 + |
1.19% |
1.20% |
| BusinessBasic 36 Month Share Certificate1 |
| Term | Amount | Interest Rate | APY |
| 36 Months |
$1,000 - $9,999 |
1.24% |
1.25% |
| 36 Months |
$10,000 - $24,999 |
1.29% |
1.30% |
| 36 Months |
$25,000 - $49,999 |
1.34% |
1.35% |
| 36 Months |
$50,000 - $99,999 |
1.39% |
1.40% |
| 36 Months |
$100,000 + |
1.44% |
1.45% |
| BusinessBasic 48 Month Share Certificate1 |
| Term | Amount | Interest Rate | APY |
| 48 Months |
$1,000 - $9,999 |
1.39% |
1.40% |
| 48 Months |
$10,000 - $24,999 |
1.44% |
1.45% |
| 48 Months |
$25,000 - $49,999 |
1.49% |
1.50% |
| 48 Months |
$50,000 - $99,999 |
1.54% |
1.55% |
| 48 Months |
$100,000 + |
1.59% |
1.60% |
| BusinessBasic 60 Month Share Certificate1 |
| Term | Amount | Interest Rate | APY |
| 60 Months |
$1,000 - $9,999 |
1.64% |
1.65% |
| 60 Months |
$10,000 - $24,999 |
1.74% |
1.75% |
| 60 Months |
$25,000 - $49,999 |
1.84% |
1.85% |
| 60 Months |
$50,000 - $99,999 |
1.94% |
1.95% |
| 60 Months |
$100,000 + |
1.99% |
2.00% |
| BusinessPlus 12 Month Share Certificate1,3 |
| Term | Amount | Interest Rate | APY |
| 12 Months |
$1,000 - $9,999 |
0.85% |
0.85% |
| 12 Months |
$10,000 - $24,999 |
0.95% |
0.95% |
| 12 Months |
$25,000 - $49,999 |
1.00% |
1.00% |
| 12 Months |
$50,000 - $99,999 |
1.10% |
1.10% |
| 12 Months |
$100,000 + |
1.19% |
1.20% |
| BusinessPlus 24 Month Share Certificate1,3 |
| Term | Amount | Interest Rate | APY |
| 24 Months |
$1,000 - $9,999 |
1.19% |
1.20% |
| 24 Months |
$10,000 - $24,999 |
1.24% |
1.25% |
| 24 Months |
$25,000 - $49,999 |
1.29% |
1.30% |
| 24 Months |
$50,000 - $99,999 |
1.39% |
1.40% |
| 24 Months |
$100,000 + |
1.49% |
1.50% |
| BusinessPlus 36 Month Share Certificate1,3 |
| Term | Amount | Interest Rate | APY |
| 36 Months |
$1,000 - $9,999 |
1.49% |
1.50% |
| 36 Months |
$10,000 - $24,999 |
1.54% |
1.55% |
| 36 Months |
$25,000 - $49,999 |
1.59% |
1.60% |
| 36 Months |
$50,000 - $99,999 |
1.64% |
1.65% |
| 36 Months |
$100,000 + |
1.74% |
1.75% |
| BusinessPlus 48 Month Share Certificate1,3 |
| Term | Amount | Interest Rate | APY |
| 48 Months |
$1,000 - $9,999 |
1.69% |
1.70% |
| 48 Months |
$10,000 - $24,999 |
1.74% |
1.75% |
| 48 Months |
$25,000 - $49,999 |
1.84% |
1.85% |
| 48 Months |
$50,000 - $99,999 |
1.89% |
1.90% |
| 48 Months |
$100,000 + |
1.99% |
2.00% |
| BusinessPlus 60 Month Share Certificate1,3 |
| Term | Amount | Interest Rate | APY |
| 60 Months |
$1,000 - $9,999 |
2.18% |
2.20% |
| 60 Months |
$10,000 - $24,999 |
2.28% |
2.30% |
| 60 Months |
$25,000 - $49,999 |
2.48% |
2.50% |
| 60 Months |
$50,000 - $99,999 |
2.53% |
2.55% |
| 60 Months |
$100,000 + |
2.62% |
2.65% |
(1) $1,000 minimum deposit. Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawal.
(2) APY is the Annual Percentage Yield effective as of July 26, 2017.
(3) Plus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. See section 9 in the Truth-in-Savings Disclosure for applicable account limitations.
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