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    Members Cooperative Credit Union Go to main content

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    BUSINESS SAVINGS & CHECKING

    Simple, powerful and savvy. MCCU’s business savings and checking accounts cover all the bases.

     

    BUSINESS SAVINGS ACCOUNTS

    You work hard; let your savings do some legwork, too. A business savings account from MCCU goes the extra mile, with great rates. We offer a range of savings product options to help you get the biggest bang for your business buck.

    BUSINESS SAVINGS

    Our basic savings account offers:

    • Flexibility
    • A low minimum balance*
    • No monthly service charges
    • No transaction fees

    BUSINESS COMPANION SAVINGS ACCOUNT

    Savor a higher-rate savings account paired with a certificate! 

    • Account and certificate must be equivalent amounts 
    • Available for certificate of 12 months or longer 
    • Minimum deposit of $2,500

    Companion savings account must be opened at the time of the certificate deposit and must equal the certificate balance. Additional deposits into the companion savings account are prohibited; account withdrawals, subject to regulatory restrictions, and closure are permitted. Early withdrawal or redemption of the companion certificate will result in the companion savings account balance being transferred into the member’s share savings account. Companion savings account rate will be less than the companion certificate rate; contact a branch office for more information. Fees can reduce certificate earnings. Penalty imposed for early certificate withdrawal. $2,500 minimum deposit.

    Check out our current savings rates

    For more information or to open an account, please contact our Business Services Team at (218) 625-8890.

    *Members will be assessed a low balance fee of $1 per month for balances below $50, with no other accounts.

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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