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    Members Cooperative Credit Union Go to main content

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    Boat Loans

    You work hard. And when you play, you play hard… because you’ve earned it!

    Make the most of your play time with the equipment you need.

    • Competitive interest rates
    • Terms up to 84 months
    • GAP Insurance for loans without a down payment or loan-to-value loans
    • A .25% interest rate discount when you have payments automatically deducted from an MCCU account

    What are you waiting for? Make a wake with great financing and apply for a new or used boat loan today!

    Apply Online for a Boat Loan

    For more information, visit an MCCU location.


    Recreational Loan Rates

    Recreational Loan Rates1,2

    Recreational Loan
    NameAPR as low as
    Recreational Loan 2016 and newer 3.44%
    Recreational Loan 2010-2015 5.24%

    (1) APR is the Annual Percentage Rate. Rates are effective May 29, 2019 and are subject to change.
    (2) Rates listed are the lowest possible rates. Rates may be higher depending on credit history, down payment, collateral, loan amount and term length. Subject to loan approval. Rates, terms and conditions may change at any time. MCCU membership is required. The above rates are set with the expectation that payments will be set up on automatic withdrawal from an MCCU depository account. Add .25% to loan rates that are not set up with automatic withdrawal.

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