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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking


    Boat Loan

    New or Used Boat Loan

    You work hard. And when you play, you play hard… because you’ve earned it!

    Apply for a Boat Loan

    Make the most of your play time with the equipment you need.

    • Competitive interest rates
    • Terms up to 84 months
    • GAP Insurance available
    • A .25% interest rate discount when you have payments automatically deducted from an MCCU account

    What are you waiting for? Make a wake with great financing and apply for a new or used boat loan today!

    You can finance through MCCU with any of these easy options:


    Boat Loan Rates1,2
    YearTermAPR as low as
    2020 and newer 60 Months 6.24%
    2014 - 2019 60 Months 7.24%

    Membership and loan approval required. Restrictions apply. Boats generally include motorized boat packages for pontoons, ski/wakeboards and electronic boats. Boats that can be used as a dwelling, with a commercial title, or that are Coast Guard certified are not eligible collateral. Example terms of repayment: 60-month loan at 6.24% APR with $0 down and a loan to value of 100% would result in monthly payments at $19.44 per $1,000 borrowed.

    (1) APR is the Annual Percentage Rate. Rates listed are effective May 3, 2023 and are subject to change.
    (2) Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher). Rates may be higher based on a number of factors such as credit history, loan to value, collateral, term length, etc. Rates, terms and conditions may change at any time. Subject to loan approval. MCCU membership required. 

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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