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    Shop Smart to Save Big!

    Back to School Savings

    5 Tips to Save Money on Back-to-School Shopping

    Did you know that back-to-school time is the nation’s second-biggest retail shopping season? According to the National Retail Federation, families with school-age children plan to spend an average of $848.90 on school supplies this year. If that sounds like a lot, it is: nationwide, that's a total of $37.1 billion — more than any other year on record!

    But, parents, not to worry: this doesn’t mean you need to break the bank this school year. We can help you save with these five back-to-school savings tips!

    1. Take inventory

    You may be surprised at what you already have on hand and don't need to buy for back-to-school shopping this year. Before you hit the stores, take inventory. Go through your kids’ clothing, shoes, and supplies to document what they already have that can be crossed off this year’s shopping list. And before shelling out for that new graphing calculator or pair of skates, be sure to consider what can be handed down from an older sibling, cousin, or family friend.

    2. Set a budget

    Assess which items are mandatory, like the required items on the class supply list, and create a budget based on this list and your inventory. The amount you spent last year can be a great starting point when planning a budget for this year’s back-to-school spending.

    3. Finalize your list

    With your child’s class list of required supplies in mind, along with your inventory of needed items, make a final shopping list for back-to-school items. Just as important: stick to the list!

    4. Start early & compare prices

    While there are tons of deals to be had at brick-and-mortar stores, it’s a good idea to compare prices online first to see who may have the best bargain. Prices change throughout the back-to-school shopping season, and you never know which items may go on sale at what time. Maximize your savings by starting your shopping early to catch the best range of deals — but don’t buy everything all at once, as you may find a better price on some items another day.

    5. Shop solo

    It can be hard enough to stick to your list and stay under budget without kids in tow making last-minute pleas for “must have” items they discover in-store. If you can, consider leaving the kids at home and handling the shopping on your own to keep impulse buying (and haggling) to a minimum. If your kids are older or have strong preferences about certain purchases, such as clothing, it may be worth including them in some parts of the shopping and handling the more basic supplies in a separate trip by yourself.

    The information provided is general in nature and may not apply to your specific situation.

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