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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking


    Auto Loans

    Auto Loan
    Auto Refinance

    Auto Loan Refinancing

    Are you getting the best rates with your auto loan? Our easy refinancing options can help you save.

    Apply for Refinancing

    Bring your auto loan to MCCU

    Talk to us about refinancing your car or truck loan to explore these great money-saving options:

    • Lower your monthly payments
    • Reduce your interest rate
    • Pay off your loan faster
    • Cash out your equity

    When you refinance your auto loan with MCCU, you’ll have access to all the great features of our traditional financing, including competitive interest rates, our automatic payment discount, optional GAP insurance, and mechanical breakdown coverage.

    Plus, enjoy the convenience of managing your auto loan right here at MCCU! 

    You can finance through MCCU with any of these easy options:

    Loan approval needed and membership required. Loan terms vary based on factors such as creditworthiness, collateral and term length. 


    Auto Loan Rates1,2

    Auto Loan
    YearTermAPR as low as
    2021 and newer 36 Months 5.84%
    2015 - 2020 60 Months 5.94%

    (1) APR is the Annual Percentage Rate. Rates listed are effective August 10, 2023 and are subject to change.
    (2) Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher). Rates may be higher based on a number of factors such as credit history, loan to value, collateral, term length, etc. Rates, terms and conditions may change at any time. Subject to loan approval. MCCU membership required.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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