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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    From eight to forty-eight thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman - envisioned a better way of getting the financial services that they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union, bringing us into Grand Rapids. Most recently, in February of 2018, we expanded into the Brainerd Lakes Area, opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

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    Talk about a worthwhile investment! MCCU is proud to support the academic endeavors of students in our communities with our annual Future Leaders Scholarship awards.

    Future Leaders Scholarships are awarded to graduating seniors who will be moving on to an accredited college or school.

    Applications for scholarships are typically accepted from January 31 of the calendar year through March 31.

    This year we awarded a total of 11 scholarships. We had over 100 well qualified applicants that applied for our scholarship making the decision process tough. The scholarship committee based their decision on a rubric scale that was created. Below are the scholarship winners.

    2019 Scholarship Recipients:

    • Kelly Killorin – Denfeld - $2500
    • Peighton Koeppen – North Branch - $1000
    • Shelby Parent – Cambridge/Isanti - $1000
    • Kayla Welle – Aitkin - $1000
    • Holly Grundmeier – East Central - $1000
    • Ellie Peddle – Cloquet - $1000
    • Morgan Tasler – East Central - $500
    • Jared Leslie – Cloquet - $500
    • Grace Billman – Proctor - $500
    • Noelle Stellmaker – Duluth East - $500
    • Lydia Magnuson – Aitkin - $500

    We thank the many students who submitted an application this year, and wish you the best of luck in your future endeavors!

    *Counties - Aitkin, Carlton, Cass, Chisago, Cook, Crow Wing, Douglas, Isanti, Itasca, Kanabec, Koochiching, Lake, Pine, St. Louis or Washington Counties

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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