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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    From eight to forty-eight thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman- envisioned a better way of getting the financial services they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union integrating into Grand Rapids. In February of 2018, we expanded into the Brainerd Lakes Area opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

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    Talk about a worthwhile investment! MCCU is proud to support the academic endeavors of students in our communities with our annual Future Leaders Scholarship awards.

    Graduating high school seniors who plan to attend an accredited college or school and are invited to complete and submit an application. We will be awarding a total of 11 scholarships, the amounts are as follows:

    • 1 - $2,500
    • 5 - $1,000
    • 5 - $500

    Completed applications and all supporting documents, including recommendation letters, must be submitted, emailed, postmarked or hand-delivered by March 31, 2019.

    Finalists will be notified in the spring and scholarship funds will be available to the recipients January 31, 2020.

    To apply, complete our online application below, or print an application and send all materials to:

    Attention:  Alicia Crotteau
    4628 Mike Colalillo Drive
    Duluth, MN  55807
    (218) 878-3687 

    *Counties - Aitkin, Carlton, Chisago, Cook, Crow Wing, Isanti, Itasca, Kanabec, Koochiching, Lake, Pine, St. Louis or Washington Counties

    2019 Future Leaders Scholarship Application

    Members Cooperative Credit Union scholarships are awarded based on a number of factors, including but not limited to, academic history, community involvement and proven leadership skills, and are determined at MCCU’s sole discretion.  Scholarship awards are not transferrable. To be eligible, you must currently attend a high school in an eligible county*, attend a college or university that is accredited by a regional or national accreditation agency recognized by the U.S. Department of Education, enroll and complete courses during the Fall 2018 term, be actively seeking a degree, and promptly provide your Fall 2019 official transcript to MCCU. Completed applications and all supporting documents, including recommendation letters, must submitted no later than March 31, 2019.  Scholarship funds will be mailed via USPS first class mail to the designated recipients that meet all scholarship eligibility requirements.  If you have any questions, please contact


    Date of Birth:
     /   / 
    Please attach a copy of your current high school transcript.
    Graduation Date:
     /   / 
    * 4.  List three (3) character references (someone other than a relative):
    * 5. Each applicant is to have at least two (2) letters of recommendation from staff at school (such as a teacher, counselor or administrator). Please list them below. 
    The essay should be approximately 500 words in length, double spaced.  Feel free to write the essay in whatever form you see fit.  Spelling and grammar will be considered. 
    I swear that the attached application and essay are my original work, and all other personal information is true.  I understand that the essay and form become the property of Members Cooperative Credit Union.  If selected, I agree to allow my name, photo and essay to be used in promotional materials for Members Cooperative Credit Union.
     /   / 
    Security Code:

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