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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    From eight members to fifty-three thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman - envisioned a better way of getting the financial services that they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union, bringing us into Grand Rapids. Most recently, in February of 2018, we expanded into the Brainerd Lakes Area, opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

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    High school seniors graduating in 2023 who plan to attend an accredited college or university in the fall are invited to complete and submit an application. Through our foundation, we’ll be awarding a total of 11 scholarships in the following amounts:

    • One $2,500 scholarship
    • Five $1,000 scholarships
    • Five $500 scholarships

    Application deadline: Completed applications and all supporting documents must be submitted online by March 31, 2023.

    To apply, complete the online application form below.

    If you have any questions, please contact: or 218-322-2952.

    2023 Future Leaders Scholarship Application

    Scholarships are awarded by MCCU’s foundation based on a number of factors, including but not limited to: academic history, community involvement, and demonstrated leadership skills. Scholarship recipients are selected at the sole discretion of the foundation, and the awards are non-transferable.

    To be eligible, you must:

    1. Currently attend high school in an eligible county*;
    2. Plan to attend a college or university that is accredited by a regional or national accreditation agency recognized by the U.S. Department of Education;
    3. Enroll in and complete courses during the Fall 2023 term;
    4. Be actively seeking a degree; and
    5. Promptly provide your Fall 2023 official transcript upon completion of the term.

    A completed application and all supporting documents, including high school transcript, video submissions, and photo must be submitted online by March 31, 2023. Scholarship funds will be granted and distributed by the Members Cooperative Credit Union Community Youth Foundation, 4628 Mike Colalillo Dr., Duluth, MN, 55807, and mailed via USPS First-Class Mail® to selected recipients that meet all scholarship eligibility requirements.

    By signing below, I affirmatively state that all information contained in my 2023 Future Leaders Scholarship application, question responses, and video is accurate.

    By signing below, I grant permission and consent to Members Cooperative Credit Union Community Youth Foundation and Members Cooperative Credit Union as well as, their affiliated companies, and their licensees and assigns (collectively “MCCUCYF”) to use, edit, broadcast, and distribute any image, voice, recording (on any media) and information included in my 2023 Future Leaders Scholarship application, question answers, and video submitted to the credit union. This permission and consent include, but is not limited to, broadcast and distribution of the name of my hometown, the name of the high school I attend(ed), the college or university I will attend, my anticipated major, and other biographical information. I further grant permission and consent to MCCUCYF to use, broadcast, and distribute my image, voice, written statements, and verbal statements, and to record my picture and/or voice (on any media) in connection with my scholarship application and scholarship receipt, if applicable, and to edit these recordings at their discretion. I am granting permission and consent without restriction for purposes of publicity, advertising, and sales promotion.

    I hereby certify that I have read and understood this statement, and that I give my consent to it.

    *Minnesota: Aitkin, Anoka, Beltrami, Carlton, Cass, Chisago, Cook, Crow Wing, Isanti, Itasca, Kanabec, Koochiching, Lake, Mille Lacs, Pine, St. Louis. Or Washington Counties. Wisconsin: Douglas County

    * Required fields
    Date of birth:
     /   / 

    Please attach a copy of your high school transcript. Be sure your transcript is the most recent available and includes courses completed during your senior year.
    Graduation date:
     /   / 

    Short Answer Questions

    Please answer each question in 200 words or less.

    Educational Plans/Career Goals:
    Family/Community Involvement:
    Work History:

    One-Minute Video Submission

    Please record and submit a one-minute video of yourself responding to the following question:

    Why is it important to give back to your community?

    Important: Please make sure the video URL is viewable.

    (How to create an unlisted video on YouTube)

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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