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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content




    From eight to forty-eight thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman- envisioned a better way of getting the financial services they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union integrating into Grand Rapids. In February of 2018, we expanded into the Brainerd Lakes Area opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.


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    Talk about a worthwhile investment! MCCU is proud to support the academic endeavors of students in our communities with our annual Future Leaders Scholarship awards.

    Future Leaders Scholarships are awarded to graduating seniors who will be moving on to an accredited college or school.
    Applications for scholarships are typically accepted from January 31 of the calendar year through March 31.

    *Counties - Aitkin, Carlton, Chisago, Cook, Crow Wing, Isanti, Itasca, Kanabec, Koochiching, Lake, Pine, St. Louis or Washington Counties

    2017 Scholarship Recipients Included:

    • Emma Lenarz (Cloquet) - $5,000
    • TJ Johnson (Hinckley) - $2,500
    • Samuel Macor (Carlton) - $1,000
    • Paige Moore (Proctor) - $1,000
    • Natalie Cahill (Pine City) - $1,000
    • Taylor Ehnstrom (Aitkin) - $1,000
    • Katelyn Henningsen (Marshall) - $1,000
    • Jack Anderson (Moose Lake) - $500
    • Haley Loew (East Central) - $500
    • Alana Osborne (North Branch) - $500
    • Andrea Keuhn (Esko) - $500
    • Hannah Kelley (McGregor) - $500

    Scholarship Application

    For a print version of our scholarship application, please click here.

    Date of Birth:
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    Graduation Date:
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    * 4.  List three (3) character references (someone other than a relative):
    * 5. Each applicant is to have at least two (2) letters of recommendation from staff at school (such as a teacher, counselor or administrator). Please list them below. 
    The essay should be approximately 500 words in length, double spaced.  Feel free to write the essay in whatever form you see fit.  Spelling and grammar will be considered. 
    I swear that the attached application and essay are my original work, and all other personal information is true.  I understand that the essay and form become the property of Members Cooperative Credit Union.  If selected, I agree to allow my name, photo and essay to be used in promotional materials for Members Cooperative Credit Union.
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    Security Code:

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