This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
PhoneContact Us Email
Contact Us

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

    • Phone Number
      ( ) - ext
    Members Cooperative Credit Union Go to main content

    Online Banking



    From eight to forty-eight thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman- envisioned a better way of getting the financial services they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union integrating into Grand Rapids. In February of 2018, we expanded into the Brainerd Lakes Area opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

    Open an Account Online


    Talk about a worthwhile investment! MCCU is proud to support the academic endeavors of students in our communities with our annual Future Leaders Scholarship awards.

    Future Leaders Scholarships are awarded to graduating seniors who will be moving on to an accredited college or school.
    Applications for scholarships are typically accepted from January 31 of the calendar year through March 31.

    *Counties - Aitkin, Carlton, Chisago, Cook, Crow Wing, Isanti, Itasca, Kanabec, Koochiching, Lake, Pine, St. Louis or Washington Counties

    2018 Scholarship Recipients Included:

    • Isaac Stone (Cloquet) - $5000
    • Aaron Bode (Moose Lake) - $2500
    • Alexys Olson (North Branch) - $1000
    • Kayla Ryan (Aitkin) - $1000
    • Evan Peterson (Littlefork-Big Falls) - $1000
    • Trevor Johnson (Hinckley-Finlayson) - $1000
    • Frances Slater (Cloquet) - $1000
    • Sydney Fulcher (Rush City) - $500
    • Sara Dingmann  (Grand Rapids) - $500
    • Gabriella Lott (Duluth East) - $500
    • Deanna Wallin (Carlton) - $500
    • Aaron Robillard (North Branch) - $500


    Go to main navigation