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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    From eight members to fifty-three thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman - envisioned a better way of getting the financial services that they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union, bringing us into Grand Rapids. Most recently, in February of 2018, we expanded into the Brainerd Lakes Area, opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

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    High school seniors graduating in 2023 who plan to attend an accredited college or university in the fall are invited to complete and submit an application. Through our foundation, we’ll be awarding a total of 11 scholarships in the following amounts:

    • One $2,500 scholarship
    • Five $1,000 scholarships
    • Five $500 scholarships

    Application deadline: Completed applications and all supporting documents must be submitted online by March 31, 2023.

    To apply, complete the online application form below.

    If you have any questions, please contact: or 218-322-2952.

    2023 Future Leaders Scholarship Application

    The application deadline has ended.

    Congratulations to our 2023 Future Leaders Scholarship recipients!

    Scholarship funds will be available to the recipients by January 31, of the following year.

    We thank the many students who submitted an application this year, and wish you the best of luck in your future endeavors!

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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