Join us for MCCU's 2010 Annual Meeting

Tuesday, February 9 at 6:00 p.m. (new time)
Cloquet Senior High Auditorium
1000 18th Street, Cloquet

(Annual Meeting 1975)

MCCU will hold its Annual Meeting on Tuesday, February 9 at 6:00 p.m. in the Cloquet Senior High Auditorium. This event is open to the entire membership to learn about MCCU’s operations and outlook for 2010.  Members receive gifts and entry into a cash prize drawing just for being present. Come and learn about your credit union! We hope to see you there!  Click here for directions to the high school. 

New Year's resolution:  Get Financially Fit with MCCU

MCCU is challenging YOU to take control of your financial security in 2010. We’re offering the following plans to help kick-off your financial fitness resolutions and put you on the path to optimal financial health!

Attend a free seminar on borrowing and debt management: Members Financial Services Representative Mary Finnegan-Ongaro will share strategies to take control of your money. This seminar will be held at the Duluth-Spirit Valley office on Jan. 7 from 5:30-6:30 pm. Please call Casey Brissett at 625-8862 to register, as seating is limited.

Attend a free seminar on improving your credit score: Financial Education Specialist Laura Battisti will discuss 12 simple steps to improving your credit in 2010. This seminar will be held at the Duluth-Spirit Valley office (Jan. 15), the Cloquet office (Jan. 22), and the Aitkin Library, 110 1st Ave NE (Jan. 28) from 12:15-12:45 pm all days.

Take a financial fitness quiz: Click here to take a short quiz that will show how you’re doing in managing your finances. Based on your answers, it will provide suggestions to improve your financial fitness.

Open an Emergency Fund Account: In 2010, don’t let your life emergencies become your financial emergencies. Open an EFA account, sign up for automatic transfers for $5 per month or more, and be entered to win $250 monthly! No purchase necessary. Click here for more information and Official Rules.

BuckWise winter classes start in January

BuckWise classes will be held in Duluth-Spirit Valley in January and in Cloquet in March, on Mondays from 5-6 pm. MCCU’s BuckWise program offers a great way for teens to learn and EARN! This free educational program covers a variety of financial topics, and teens who complete the program receive a $50 deposit into their BuckWise account. Call 625-8835 to register today.

(Read more)

Did you know?

Starting this month, the News Express will feature a “Did you know?” box that details valuable products and services MCCU offers that you may not know about!

MCCU now offers FHA and VA mortgage financing
FHA offers low down payment options, eligibility with less than perfect credit, low closing costs and very competitive fixed interest rates. The buyer/homeowner must occupy the subject property as their primary residence. FHA loans are not just for first time homebuyers and can be used to purchase a new home or refinance your existing home.

VA home loans do not require a down payment or mortgage insurance. Upon eligibility, VA home loans can be used by veterans and by men and women currently in the military. VA does not borrow the funds to buy or refinance your home; rather, they insure the loan that is funded by your Lender. VA loans can be used to purchase or refinance your primary residence, and they have low closing costs and excellent fixed interest rates.

(Read more)