Overdraft Privilege Service
Everyone can use a hand now and then.  With this useful service, MCCU will consider paying the overdraft and charging your checking account with a service fee.  Save on NSF costs from the merchant and MCCU.  Rather than automatically returning unpaid any non-sufficient funds items that you may have we will consider, without obligation, payment of your reasonable overdrafts.
 
Overdraft Privilege Service requires no action on your part.  You do not have to sign any additional documents and it costs you nothing unless you use the service by initiating checks or payments from your MCCU Bill Payer service for more than the amount of collected (available) funds you have on deposit in your account.
 
Though we can’t promise to pay every overdraft, and are not obligated to pay any item presented for payment if your account does not contain sufficient collected funds even if we may have previously paid such items, Overdraft Privilege service can be a big help whenever you need or want it.