With interest rates low and so many homes to choose from, this is a great time to buy or refinance! Whether this is your first or your fifth home, our experienced mortgage originators are here to guide you through the process.
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A native of Cloquet, Molly specializes in working with homebuyers in her own hometown - and she's definitely an expert at it! Molly has worked at MCCU for almost 20 years, and boasts over a decade of experience in the mortgage department. Her favorite thing about her work is helping people achieve their dreams.
"It's fulfilling to work with members throughout the entire homebuying process, and watch their dreams become reality," says Molly.
Outside of the workplace, Molly and her husband have their hands full managing the sports and extracurricular activities of three teenage boys, including a set of twins.
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Molly Hallfrisch (#472394) |
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Born and raised in the small, friendly community of Cromwell, Minnesota, Brenda has worked as a mortgage lender at MCCU for five years, with a focus on the Duluth market. A "people person," Brenda most enjoys the relationship-building part of her job.
"I like being able to help people buy or build a new home, improve the one they have, or make their financial situation better through refinancing," says Brenda. Brenda and her husband recently welcomed their third son into their family. With three little boys under 5, it's an understatement to say that they keep busy! |
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Brenda Nyberg (#472393) |
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Department manager Steve Raj knows the ins and outs of the mortgage business, bringing 16 years of experience to his position at MCCU. Whether you're looking for a conventional mortgage, an FHA loan, a VA loan, or a refinance, Steve has the expertise to help. He founded Twin Ports Business Builders to help other area professionals get connected to others who can help grow their business. And in addition to all that, he's an all-around nice guy.
"The homebuying process can sometimes feel overwhelming," says Steve. "My goal is to make it as smooth as possible."
A veteran of the Minnesota Army National Guard, Steve enjoys hunting, fishing, snowmobiling and playing with his newborn daughter.
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Steve Raj (#472392) |
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