Members Cooperative Credit Union
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We’ll get you home with one of our mortgage options.

Conventional

A conventional mortgage from Members Cooperative Credit Union offers:

  • An easy, transparent application process
  • Competitive interest rates
  • Flexible term options
  • Credit life and disability insurance available

FHA

Contrary to popular belief, FHA loans are not just for first time homebuyers and can be used to purchase a new home or refinance and existing one. Members Cooperative Credit Union offers:

  • Low down payment options
  • Low closing costs
  • Competitive fixed interest rates
  • Accessibility, (even if you have less than perfect credit)
  • Credit life and disability insurance available

VA

VA mortgages are a terrific option for Veterans or those currently serving in the military. A VA mortgage from Members Cooperative Credit Union offers:

  • No down payment
  • No mortgage insurance requirement
  • Excellent interest rates
  • Credit life and disability insurance available

USDA

USDA mortgages are made to homeowners wishing to live in smaller communities within a Rural Development eligible area. A USDA mortgage from Members Cooperative Credit Union offers:

  • Competitive fixed interest rates
  • No down payment
  • No mortgage insurance requirement
  • Credit life and disability insurance available

Find out more.


*Our credit union offers Accidental Death and Dismemberment Insurance coverage to all members age 18 and over on their shared savings account. Basic coverage to all enrollees is $1,000 paid for by the credit union. You may elect additional coverage to be paid quarterly from one of your credit union accounts. For more information, call (800) 860-7182 or stop by any MCCU branch. Insurance products sold through or in the credit union are not insured by the NCUA and are not issued, guaranteed, or underwritten by the credit union or NCUA or any other federal government agency. There is no requirement or obligation to purchase insurance from the credit union or any subsidiary, affiliate, or particular unafflifiated third party as a condition to obtaining a loan, and a decision as to insurance agents will not affect the credit terms in any way. The credit union may not condition an extension of credit on an agreement not to obtain, or a prohibition on the applicant from obtaining an insurance product or annuity from an unaffiliated entity.

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency.
Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
800-296-8871|memberservices@membersccu.org