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The Power of Me

We’ll get you home with one of our mortgage options.

Conventional

A conventional mortgage from Members Cooperative Credit Union offers:

 


 

FHA

Contrary to popular belief, FHA loans are not just for first time homebuyers and can be used to purchase a new home or refinance an existing one. Members Cooperative Credit Union offers:


VA

VA mortgages are a terrific option for veterans or those currently serving in the military. A VA mortgage from Members Cooperative Credit Union offers:

 


USDA

USDA mortgages are made to homeowners wishing to live in smaller communities within a Rural Development Eligible Area. A USDA mortgage from Members Cooperative Credit Union offers:


Construction Loans 

Looking to design your new home from the ground up? We can help.

Our construction loans offer:


Home Equity Loans

Home improvements? Debt consolidation? Just need a little emergency cash? We have the answer. 

Our home equity loans offer:


Raw Land, Recreational Property and Vacation Homes

That lake property or hunting shack is closer than you think.

Dreaming of lazy summer evenings on the deck, or a ten-point rack on your wall? Stop envisioning it and start living it. Through our mortgage lending department, MCCU is proud to offer raw land, recreational property and vacation home loans.


Find out more.

 


 

*Our credit union offers Accidental Death and Dismemberment Insurance coverage to all members age 18 and over on their share savings account. Basic coverage to all enrollees is $1,000 paid for by the credit union. You may elect additional coverage to be paid quarterly from one of your credit union accounts. For more information, call (800) 860-7182 or stop by any MCCU branch. Insurance products sold through or in the credit union are not insured by the NCUA and are not issued, guaranteed, or underwritten by the credit union or NCUA or any other federal government agency. There is no requirement or obligation to purchase insurance from the credit union or any subsidiary, affiliate, or particular unaffiliated third party as a condition to obtaining a loan, and a decision as to insurance agents will not affect the credit terms in any way. The credit union may not condition an extension of credit on an agreement not to obtain, or a prohibition on the applicant from obtaining an insurance product or annuity from an unaffiliated entity.

 *APR is Annual Percentage Rate. APR based on $150,000 loan 3.99% (4.487% APR) 12-month, interest only, construction rate and 4.30% (4.559% APR) 29-year end-financing rate. Rates effective as of 3/25/2014. End-financing rate may increase after consummation of the loan and will adjust after 24 months and every 3 years thereafter up to 2% per adjustment with a maximum adjustment of 6%. 20% down payment required or loan up to 80% of the finished value. Minimum credit score required to qualify. Promotional mortgage offer expires 7/31/2014.

 

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