Savings Rates
| Savings, Checking & IRA Accounts 1 |
| Name | Dividend Rate | APY 1 |
| Share Savings2 |
0.10% |
0.10% |
| Emergency Fund |
0.10% |
0.15% |
| Christmas Club |
0.10% |
0.10% |
| Preferred Checking3 |
0.05% |
0.05% |
| Classic Checking3 |
0.05% |
0.05% |
| Roth IRA |
0.55% |
0.55% |
| Education IRA |
0.55% |
0.55% |
| Traditional IRA |
0.55% |
0.55% |
| MembersPlus Money Market 5,6 |
| Tier | Dividend Rate | APY 1 |
| Tier 1 - $0 - $499 |
|
|
| Tier 2 $500 - $2,499 |
0.20% |
0.20% |
| Tier 3 $2,500 - $9,999 |
0.40% |
0.40% |
| Tier 4 $10,000 - $24,999 |
0.60% |
0.60% |
| Tier 5 $25,000 - $49,999 |
0.80% |
0.80% |
| Tier 6 $50,000 - $99,999 |
1.00% |
1.00% |
| Tier 7 $100,000 + |
1.19% |
1.20% |
| MembersBasic Money Market 5 |
| Tier | Dividend Rate | APY 1 |
| Tier 1 - $0 - $499 |
|
|
| Tier 2 $500 - $2,499 |
0.10% |
0.10% |
| Tier 3 $2,500 - $9,999 |
0.15% |
0.15% |
| Tier 4 $10,000 - $49,999 |
0.30% |
0.30% |
| Tier 5 $50,000 + |
0.50% |
0.50% |
| MembersPlus Health Savings Account |
| Tier | Dividend Rate | APY 1 |
| Tier 1 - $0 - $999 |
1.00% |
1.00% |
| Tier 2 $1,000 - $4,999 |
1.24% |
1.25% |
| Tier 3 $5,000 - $9,999 |
1.34% |
1.35% |
| Tier 4 $10,000 + |
1.49% |
1.50% |
| MembersBasic 24 Month Share Certificate IRA 4 |
| Term | Amount | Rate | APY 1 |
| 24 Months |
$1,000.00 |
1.59% |
1.60% |
| 24 Months |
$10,000.00 |
1.64% |
1.65% |
| 24 Months |
$50,000.00 |
1.74% |
1.75% |
| 24 Months |
$100,000.00 |
1.84% |
1.85% |
| MemberPlus 24 Month Share Certificate IRA 4,5,6 |
| Term | Amount | Rate | APY 1 |
| 24 Months |
$1,000.00 |
1.99% |
2.00% |
| 24 Months |
$10,000.00 |
2.03% |
2.05% |
| 24 Months |
$50,000.00 |
2.13% |
2.15% |
| 24 Months |
$100,000.00 |
2.23% |
2.25% |
| Share Certificate IRAs 4 |
| Term | Amount | Rate | APY 1 |
| 36 Months |
$1,000.00 |
2.08% |
2.10% |
| 36 Months |
$10,000.00 |
2.13% |
2.15% |
| 36 Months |
$50,000.00 |
2.18% |
2.20% |
| 36 Months |
$100,000.00 |
2.23% |
2.25% |
| 60 Months |
$1,000.00 |
2.48% |
2.50% |
| 60 Months |
$10,000.00 |
2.53% |
2.55% |
| 60 Months |
$50,000.00 |
2.58% |
2.60% |
| 60 Months |
$100,000.00 |
2.62% |
2.65% |
(1) APY is the Annual Percentage Yield effective May 1, 2011, and is subject to change. A penalty will or may be imposed for early withdrawal.
(2) Fees could reduce the earnings on the account.
(3) $2,500 minimum daily account balance required to earn posted APY.
(4) $1,000 minimum deposit.
(5) Certain limits on electronic debits apply.
(6) Requires at least two products, one of which is an active checking account; active checking means a minimum of five debits per month.
See a Financial Solutions Consultant for further details.
| Share Certificates |
| Term | Amount | Rate | APY |
| 3 Months |
|
|
|
| |
$1,000 - $9,999 |
0.40% |
0.40% |
| |
$10,000 - $49,999 |
0.40% |
0.40% |
| |
$50,000 - $99,999 |
0.40% |
0.40% |
| |
$100,000 + |
0.40% |
0.40% |
| 6 Months |
|
|
|
| |
$1,000 - $9,999 |
0.80% |
0.80% |
| |
$10,000 - $49,999 |
0.80% |
0.80% |
| |
$50,000 - $99,999 |
0.80% |
0.80% |
| |
$100,000 + |
0.85% |
0.85% |
| MembersBasic 12 Month |
|
|
|
| |
$1,000 - $9,999 |
0.90% |
0.90% |
| |
$10,000 - $49,999 |
0.95% |
0.95% |
| |
$50,000 - $99,999 |
1.05% |
1.05% |
| |
$100,000 + |
1.20% |
1.20% |
| MembersPlus 12 Month** |
|
|
|
| |
$1,000 - $9,999 |
1.05% |
1.05% |
| |
$10,000 - $49,999 |
1.20% |
1.20% |
| |
$50,000 - $99,999 |
1.34% |
1.35% |
| |
$100,000 + |
1.49% |
1.50% |
| MembersBasic 24 Month |
|
|
|
| |
$1,000 - $9,999 |
1.24% |
1.25% |
| |
$10,000 - $49,999 |
1.29% |
1.30% |
| |
$50,000 - $99,999 |
1.39% |
1.40% |
| |
$100,000 + |
1.49% |
1.50% |
| MembersPlus 24 Month** |
|
|
|
| |
$1,000 - $9,999 |
1.39% |
1.40% |
| |
$10,000 - $49,999 |
1.44% |
1.45% |
| |
$50,000 - $99,999 |
1.54% |
1.55% |
| |
$100,000 + |
1.64% |
1.65% |
| 36 Months |
|
|
|
| |
$1,000 - $9,999 |
1.29% |
1.30% |
| |
$10,000 - $49,999 |
1.44% |
1.45% |
| |
$50,000 - $99,999 |
1.54% |
1.55% |
| |
$100,000 + |
1.69% |
1.70% |
| 48 Months |
|
|
|
| |
$1,000 - $9,999 |
1.49% |
1.50% |
| |
$10,000 - $49,999 |
1.54% |
1.55% |
| |
$50,000 - $99,999 |
1.59% |
1.60% |
| |
$100,000 + |
1.79% |
1.80% |
| 60 Months |
|
|
|
| |
$1,000 - $9,999 |
1.74% |
1.75% |
| |
$10,000 - $49,999 |
1.79% |
1.80% |
| |
$50,000 - $99,999 |
1.84% |
1.85% |
| |
$100,000 + |
1.99% |
2.00% |
Funeral
Same as 60 Month Term |
|
1.74% |
1.75% |
* All rates are Annual Percentage Yield effective July 11, 2011 and are subject to change. A penalty will or may be imposed for early withdrawal.
** Requires at least two products, one of which is an active checking account; active checking means a minimum of five debits per month.
