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The Power of Me

Savings Rates

Savings, Checking & IRA Accounts 1
NameDividend RateAPY 1
Share Savings2 0.10% 0.10%
Emergency Fund 0.10% 0.10%
Christmas Club 0.20% 0.20%
Preferred Checking3 0.05% 0.05%
Classic Checking3 0.05% 0.05%
Roth IRA 0.55% 0.55%
Education IRA 0.55% 0.55%
Traditional IRA 0.55% 0.55%

MembersPlus Money Market 5,6
TierDividend RateAPY 1
Tier 1 - $0 - $499    
Tier 2 $500 - $2,499 0.10% 0.10%
Tier 3 $2,500 - $9,999 0.30% 0.30%
Tier 4 $10,000 - $24,999 0.50% 0.50%
Tier 5 $25,000 - $49,999 0.60% 0.60%
Tier 6 $50,000 - $99,999 0.70% 0.70%
Tier 7 $100,000 + 0.80% 0.80%

MembersBasic Money Market 5
TierDividend RateAPY 1
Tier 1 - $0 - $499    
Tier 2 $500 - $2,499 0.10% 0.10%
Tier 3 $2,500 - $9,999 0.15% 0.15%
Tier 4 $10,000 - $49,999 0.20% 0.20%
Tier 5 $50,000 + 0.30% 0.30%

MembersPlus Health Savings Account
TierDividend RateAPY 1
Tier 1 - $0 - $999 0.10% 0.10%
Tier 2 $1,000 - $4,999 0.15% 0.15%
Tier 3 $5,000 - $9,999 0.30% 0.30%
Tier 4 $10,000 + 0.40% 0.40%

MembersBasic 12 Month Share Certificate IRA 4
TermAmountRateAPY
       
12 Months $1,000 - $9,999 0.50% 0.50%
12 Months $10,000 - $49,999 0.60% 0.60%
12 Months $50,000 - $99,999 0.80% 0.80%
12 Months $100,000+ 0.85% 0.85%

MembersBasic 24 Month Share Certificate IRA 4
TermAmountRateAPY
24 Months $1,000 - $9,999 1.00% 1.00%
24 Months $10,000 - $49,999 1.10% 1.10%
24 Months $50,000 - $99,999 1.29% 1.30%
24 Months $100,000+ 1.34% 1.35%

MembersBasic 36 Month Share Certificate IRA 4
TermAmountRateAPY 1
36 Months $1,000 - $9,999 1.20% 1.20%
36 Months $10,000 - $49,999 1.29% 1.30%
36 Months $50,000 - $99,999 1.39% 1.40%
36 Months $100,000+ 1.49% 1.50%

MembersBasic 60 Month Share Certificate IRA 4
TermAmountRateAPY
60 Months $1,000 - $9,999 1.39% 1.40%
60 Months $10,000 - $49,999 1.49% 1.50%
60 Months $50,000 - $99,999 1.59% 1.60%
60 Months $100,000+ 1.69% 1.70%

MembersPlus 12 Month Share Certificate IRA 4,5,6
TermAmountRateAPY
       
12 Months $1,000 - $9,999 1.54% 1.55%
12 Months $10,000 - $49,999 1.64% 1.65%
12 Months $50,000 - $99,999 1.74% 1.75%
12 Months $100,000+ 1.84% 1.85%

MembersPlus 24 Month Share Certificate IRA 4,5,6
TermAmountRateAPY 1
24 Months $1,000 - $9,999 1.99% 2.00%
24 Months $10,000 - $49,999 2.03% 2.05%
24 Months $50,000 - $99,999 2.13% 2.15%
24 Months $100,000+ 2.23% 2.25%

MembersPlus 36 Month Share Certificate IRA 4,5,6
TermAmountRateAPY
36 Months $1,000 - $9,999 2.18% 2.20%
36 Months $10,000 - $49,999 2.23% 2.25%
36 Months $50,000 - $99,999 2.33% 2.35%
36 Months $100,000+ 2.43% 2.45%

MembersPlus 60 Month Share Certificate IRA 4,5,6
TermAmountRateAPY
60 Months $1,000 - $9,999 2.38% 2.40%
60 Months $10,000 - $49,999 2.43% 2.45%
60 Months $50,000 - $99,999 2.53% 2.55%
60 Months $100,000+ 2.62% 2.65%

(1) APY is the Annual Percentage Yield effective October 3, 2013, and is subject to change. A penalty will or may be imposed for early withdrawal.
(2) Fees could reduce the earnings on the account.
(3) $2,500 minimum daily account balance required to earn posted APY.
(4) $1,000 minimum deposit.
(5) Certain limits on electronic debits apply.
(6) Requires at least two products, one of which is an active checking account; active checking means a minimum of five debits per month.

See a Financial Solutions Consultant for further details.

Share Certificates
TermAmountRateAPY
3 Months
     
  $1,000 - $9,999 0.30% 0.30%
  $10,000 - $24,999 0.30% 0.30%
  $25,000 - $49,999 0.30% 0.30%
  $50,000 - $99,999 0.30% 0.30%
  $100,000 + 0.30% 0.30%

6 Months

     
  $1,000 - $9,999 0.40% 0.40%
  $10,000 - $24,999 0.40% 0.40%
  $25,000 - $49,999 0.40% 0.40%
  $50,000 - $99,999 0.40% 0.40%
  $100,000 + 0.40% 0.40%

MembersBasic 12 Month

     
  $1,000 - $9,999 0.50% 0.50%
  $10,000 - $24,999 0.60% 0.60%
  $25,000 - $49,999 0.70% 0.70%
  $50,000 - $99,999 0.80% 0.80%
  $100,000 + 0.85% 0.85%

MembersPlus 12 Month**

     
  $1,000 - $9,999 0.80% 0.80%
  $10,000 - $24,999 0.90% 0.90%
  $25,000 - $49,999 1.00% 1.00%
  $50,000 - $99,999 1.10% 1.10%
  $100,000 + 1.15% 1.15%

MembersBasic 24 Month

     
  $1,000 - $9,999 1.00% 1.00%
  $10,000 - $24,999 1.10% 1.10%
  $25,000 - $49,999 1.20% 1.20%
  $50,000 - $99,999 1.29% 1.30%
  $100,000 + 1.34% 1.35%

MembersPlus 24 Month**

     
  $1,000 - $9,999 1.29% 1.30%
  $10,000 - $24,999 1.39% 1.40%
  $25,000 - $49,999 1.49% 1.50%
  $50,000 - $99,999 1.59% 1.60%
  $100,000 + 1.64% 1.65%

MembersBasic 36 Month

     
  $1,000 - $9,999 1.20% 1.20%
  $10,000 - $24,999 1.29% 1.30%
  $25,000 - $49,999 1.39% 1.40%
  $50,000 - $99,999 1.49% 1.50%
  $100,000 + 1.54% 1.55%

MembersPlus 36 Month**

     
  $1,000 - $9,999 1.59% 1.60%
  $10,000 - $24,999 1.69% 1.70%
  $25,000 - $49,999 1.79% 1.80%
  $50,000 - $99,999 1.89% 1.90%
  $100,000 + 1.94% 1.95%

MembersBasic 48 Month

     
  $1,000 - $9,999 1.29% 1.30%
  $10,000 - $24,999 1.39% 1.40%
  $25,000 - $49,999 1.49% 1.50%
  $50,000 - $99,999 1.59% 1.60%
  $100,000 + 1.64% 1.65%

MembersPlus 48 Month**

     
  $1,000 - $9,999 1.69% 1.70%
  $10,000 - $24,999 1.79% 1.80%
  $25,000 - $49,999 1.89% 1.90%
  $50,000 - $99,999 1.99% 2.00%
  $100,000 + 2.03% 2.05%

MembersBasic 60 Month

     
  $1,000 - $9,999 1.39% 1.40%
  $10,000 - $24,999 1.49% 1.50%
  $25,000 - $49,999 1.59% 1.60%
  $50,000 - $99,999 1.69% 1.70%
  $100,000 + 1.74% 1.75%

MembersPlus 60 Month**

     
  $1,000 - $9,999 1.79% 1.80%
  $10,000 - $24,999 1.89% 1.90%
  $25,000 - $49,999 1.99% 2.00%
  $50,000 - $99,999 2.08% 2.10%
  $100,000 + 2.13% 2.15%

Funeral
Same as 60 Month Term

  1.39% 1.40%

All rates are Annual Percentage Yield effective October 3, 2013 and are subject to change. A penalty will or may be imposed for early withdrawal.

** Requires at least two products, one of which is an active checking account; active checking means a minimum of five debits per month.

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