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Achieve your goals with a savings account from MCCU.

No matter where you’re looking to go, a savings account from MCCU can help you get there. Plan for health expenses, holiday expenses, and unexpected expenses with our HSA, Christmas Club, and Emergency Fund Accounts. For a seriously great rate of return, try our Money Market Savings. We even have fun, educational options for children and teens.

Share Savings

Our basic savings account offers:

MembersPlus Money Market Savings

Enjoy a great rate of return without tying up your money.

Our newest money market account makes it possible to earn a higher rate of return while you save for a rainy day … and, should that rainy day happen tomorrow, you still have access to your funds. Even better, it’s simple to get started.

To qualify, you must have:

The Members Plus Money Market Savings offers:

The MembersPlus money market account has a limit of six (6) electronic debits per month. Included in that number are online or Telephone Banking transfers, online bill pay, and recurring electronic debits. There will be a $5 fee for each excess debit. There is no limit on “in-person” access or transfers of funds to MCCU loans, withdrawals done at a branch, or sent in by mail or night drop.

Find out more.

MembersPlus Health Savings Account (HSA)

Take charge of your health - and your finances.

A Health Savings Account (HSA) is a medical savings account available to people who are part of a high-deductible health plan (whether the plan is yours independently, or your employers' group coverage). Whether you're just starting out, a parent-of-a-few, an empty nester, or someone a little older, healthcare expenses can sneak up on anyone. A Health Savings Account at Members Cooperative Credit Union can help you ensure a healthcare expense doesn't result in a financial crisis. 

A MembersPlus HSA offers:

To qualify, you must be a member of MCCU with an active checking account and one additional product, like a Share Savings. An active checking account is defined as an account with five (5) or more debit transactions per month.

Find out more.

Christmas Club/Set-a-Goal Savings

Think ahead, and you’ll get ahead.

Get ready for the holidays with a Christmas Club account. By saving a little every week or every month, you could enjoy the New Year debt-free!

This handy second savings account is a great budgeting and planning tool, and you can use it to save for any reason you like, beyond the holiday season. Open two; and name one “Christmas” and one “Vacation.” Set up automatic transfers to both, and you’ll discover just how easy it can be to save.

MCCU’s Christmas Club Savings offers:

Emergency Fund Account

Things break. They wear out. They suffer from mysterious ailments.

Plan for those inevitable disasters with an Emergency Fund Account, and put a little in it each month. When you get into the savings habit, you can more easily navigate a car, appliance, or other malfunction - or other everyday emergency - without incurring debt. 

MCCU’s Emergency Fund Account offers:

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