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Savings

Achieve your goals with a savings account from MCCU.

No matter where you’re looking to go, a savings account from MCCU can help you get there. Plan for health expenses, holiday expenses, and unexpected expenses with our HSA, Christmas Club, and Emergency Fund Accounts. For a seriously great rate of return, try our Money Market Savings. We even have fun, educational options for children and teens.


 ATM Card

Our ATM-only card is a convenient way to access funds in your savings account at ATMs where the MasterCard logo is displayed.

 

    • 24-hour access to your accounts, 7 days a week, 365 days a year
    • Access to funds while traveling
    • Access up to $304 of available balance per day (A higher daily limit may be available upon approval. Please speak with one of our Financial Solutions Consultants)


 Share Savings

Our basic savings account offers:


MembersPlus Money Market Savings

Enjoy a great rate of return without tying up your money.

Our newest money market account makes it possible to earn a higher rate of return while you save for a rainy day … and, should that rainy day happen tomorrow, you still have access to your funds. Even better, it’s simple to get started.

To qualify, you must have:

The Members Plus Money Market Savings offers:

The MembersPlus money market account has a limit of six (6) electronic debits per month. Included in that number are online or Telephone Banking transfers, online bill pay, and recurring electronic debits. There will be a $5 fee for each excess debit. There is no limit on “in-person” access or transfers of funds to MCCU loans, withdrawals done at a branch, or sent in by mail or night drop.

Find out more.


MembersPlus Health Savings Account (HSA)

Take charge of your health - and your finances.

A Health Savings Account (HSA) is a medical savings account available to people who are part of a high-deductible health plan (whether the plan is yours independently, or your employers' group coverage). Whether you're just starting out, a parent-of-a-few, an empty nester, or someone a little older, healthcare expenses can sneak up on anyone. A Health Savings Account at Members Cooperative Credit Union can help you ensure a healthcare expense doesn't result in a financial crisis. 

A MembersPlus HSA offers:

To qualify, you must be a member of MCCU with an active checking account and one additional product, like a Share Savings. An active checking account is defined as an account with five (5) or more debit transactions per month.

Find out more.


Christmas Club/Set-a-Goal Savings

Think ahead, and you’ll get ahead.

Get ready for the holidays with a Christmas Club account. By saving a little every week or every month, you could enjoy the New Year debt-free!

This handy second savings account is a great budgeting and planning tool, and you can use it to save for any reason you like, beyond the holiday season. Open two; and name one “Christmas” and one “Vacation.” Set up automatic transfers to both, and you’ll discover just how easy it can be to save.

MCCU’s Christmas Club Savings offers:


Emergency Fund Account

Things break. They wear out. They suffer from mysterious ailments.

Plan for those inevitable disasters with an Emergency Fund Account, and put a little in it each month. When you get into the savings habit, you can more easily navigate a car, appliance, or other malfunction - or other everyday emergency - without incurring debt. 

MCCU’s Emergency Fund Account offers:

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