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Members Cooperative Credit Union Go to main content
The Strength of Me

MCCU Mobile. Anytime, Anywhere.

It just doesn't get any easier than MCCU's new mobile app

Let's face it: life is busy. In order to make the most of your time, you have to be smart. In our never-ending quest to provide cutting edge, quality service and convenience, MCCU proudly provides a convenient mobile app! It's fabulously FREE*, extremely easy to use and brings the branch to you- wherever you go.

*Note: initial access to the app will require you to log in to your online banking account to obtain your login credentials. If you do not have online banking, you'll need to register in order to establish credentials.
Click here for directions on how to register for online banking and obtain app credentials.

CLICK HERE to view a tutorial on our mobile app and mobile deposit capture.

 How to Get the Mobile App
  1. Download MCCU Mobile from the appropriate app store.
  2. Log in to online banking HERE to obtain login credentials*.
  3. Click on 'Account Services' at the top of the page.
  4. Click 'Requests' in the left column.
  5. Click 'Mobile Banking Enrollment'.
  6. Follow the prompts to complete the process.

*Note: your login credentials will be the same for online banking and the mobile app.



Need to sign up for online banking in order to get your mobile app login credentials?

Follow these steps:

Text Banking

Once you've registered for mobile banking, send a short code text messages to 61539  for 24/7 updates. It's brilliantly easy!

Use any of the following most popular SMS codes:

Summary of available balances for all accounts
Summary of recent transactions per account
ATM + street or zip
Receive location of nearest ATM
Help content for Text Banking
BRANCH + street or zip
Receive location of nearest branch
De-activate all Members Cooperative Credit Union text services

Mobile Deposit Capture

Mobile Deposit Capture technology makes it beyond easy to make check deposits.
Just aim, shoot, and submit images of your check through the mobile app. We'll deposit the funds as if they were made through a teller, and your info is safely encrypted for security. Save time, save hassle, save gas money with Mobile Deposit Capture!

Here's how it works (for Apple and Android devices only):

  1. Log into MCCU mobile on your smartphone.
  2. Select 'Deposits' on the bottom taskbar.
  3. Select 'New Deposit.'
  4. Select 'Account' and enter the amount of the check to be deposited.
  5. Place your check on a flat surface and capture images of the front and back of your check (capture all corners) and select 'Use' with each image.
  6. Review information and select 'Yes' to deposit the check.
Transfers Accounts

*All deposits made to your account before 2:30 pm will post to your account the same business day, after 6:00 pm. There is a two-day hold on funds available ($200 of the funds will be available after 6:00 pm.)
Deposits made after 2:30 pm or on the weekend will post to your account on the following business day, after 6:00 pm,  with a two-day hold for funds availability. (Two-day hold for all mobile deposits is per Regulation CC.)

*It is recommended to keep checks for sixty days, in case of discrepancies.


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