Fraud Prevention and Security
Keeping your money safe
It's our security mantra: MCCU will NEVER contact you by email, text message, or phone call, and ask for your account number or other personal information (i.e.: PINs or passwords). If you receive this type of contact, do not respond to it. Call or contact us directly.
The bad news? Scam artists use ever-evolving techniques to defraud millions of people each year. The good news? MCCU is dedicated to the safety and security of your information, and you can be proactive in protecting yourself, as well.
Enroll in Proactive Identity Theft Protection, available through our Members Direct Insurance Agency
You have a home security system that alerts you if someone tries to rob your house. To be protected, you need an alarm system for your identity. When LifeLock detects suspicious activity within their network†, they notify members before the damage is done. LifeLock detection is different than traditional credit monitoring and offers a comprehensive set of features to protect against identity theft. Legal and remediation services only help after identity theft has occurred. As the industry leader, LifeLock provides peace of mind with proactive protection.
For more information, CLICK HERE
†Network does not cover all transactions and scope may vary.
The Federal Trade Commission offers the following tips to avoid fraud:
What to Do:
- Know who you’re dealing with.
- Know that wiring money is like sending cash.
- Read your monthly statements.
- After a natural or other disaster, give only to established charities.
- Talk to your doctor before you buy health products or treatments.
- Remember there's no sure thing in investing.
What Not to Do:
- Don’t send money to someone you don’t know.
- Never pay fees first for the promise of a big pay-off later — whether it’s for a loan, a job, a grant or a so-called prize.
- Don’t agree to deposit a check and wire money back.
- Don’t reply to messages asking for personal or financial information.
- Don’t play a foreign lottery.
For greater explanation of these basic tips, click HERE to visit the FTC Website.
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