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Members Cooperative Credit Union Go to main content
The Strength of Me


Why stand in line when you can go online to take care of so many of your financial services needs? It's fast, easy and secure. Even if you aren't a technology whiz, our online services are easy to learn. Talk to any MSR or FSC to get started!

MCCU Mobile!

Bank anytime, anywhere with our MCCU mobile app for smartphones. Now better than ever, with fresh updates and new functionality that you'll love!

Check out our convenient mobile app!
View a tutorial about our mobile app.

Online Banking

You can conduct many transactions without setting foot in a branch. From the comfort of your couch (or wherever you are), you can:

Online Bill Pay

With our quick, simple, and secure bill pay service, you don't have to worry about losing paper bills, searching for stamps, or rushing to the post office. Access bill pay through the "online banking sign-on" tab on the homepage.

Log into your online banking account to access bill pay.
View a tutorial about MCCU Bill Pay.

Text Banking

Enjoy the convenience of text banking and text alerts! Follow these easy steps to register:

ART (Audio-Response Teller)

ART is a convenient way to access your account information by phone, any time of the day. Call any of these numbers to access ART: 218-879-4564, 218-625-3010, or 1-800-528-2477.

Information you can access through ART includes:


new! Digital Wallet Technology

Forgot your wallet? No problem- just pay with your smartphone, with our new digital wallet technology! Available for Apple®, Samsung® and Android® devices, it's easy and secure to use. Click here  for info and instructions.


Popmoney® Payment Service

Popmoney is a powerful service that lets you "Pay Other People" (POP) anytime, anywhere, using their email address, mobile phone number, or bank account number. No writing checks, no running to the ATM- you can access Popmoney directly from your MCCU online banking account. Best of all, it’s safe and secure.

Click here for more info!

New! CardValet® Mobile App

CardValet is the mobile app that enables you to control debit card usage and spending on the go by defining when, where and how their cards are used. This app is ideal for users who want to actively manage their cards. CardValet’s inventive and thoughtful approach to card management makes the user experience as easy as possible. We are excited to offer this tool to our cardholders! Not only is CardValet user-friendly and convenient, but it will aid our efforts to prevent fraud and identity theft for our cardholders.   

The financial management capabilities of CardValet enable cardholders to:

Cardholders can download the free app from the Apple® App Store or Google® Play Store, and then actively manage your debit cards.

Click Here for a full list of FAQs about CardValet.


As part of our efforts toward incorporating more environmentally sustainable work practices, and in order to deliver news and information to you more efficiently, MCCU is proud to offer our members the opportunity to "opt-in" to receive important communications by e-mail. 

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Sign up Now for Email Updates




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