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Disclosures & Fees

Savings Account Fees

Low Balance (Members 19 and over with balances below $50.00 and no other accounts - assessed monthly) $1.00 (1)
Abandoned Account $30.00 (2)

Checking, EFT, Bill Pay, Corporate Check Fees and ATM Fees

ATM (per transaction after 5th) $1.00 (5)
Insufficient Funds (per item) $25.00
ACH Loan Payment Change $10.00
Overdraft Service (per item) $25.00
Stop Payment (per request) $10.00
Group Stop Payment $15.00
Check Printing Prices vary depending on style
Check Copy $3.00
Truncation (per month) $20.00 (4)
Business Check Volume - per month for less than fifty (50) items $10.00
Business Check Volume - per month for fifty (50) or more items $20.00 (3)(4)
Business non-Profit Check Volume- per month for fifty (50) or more items $5.00 (5)
Delete Single Stop Payment $10.00
Delete Group Stop Payment $15.00
Zipper bags - non-locking (First bag free for commercial accounts) $5.00
Zipper bags - locking $30.00
Foreign Draft (Current Exchange Rate plus) $10.00
Foreign Insufficient Funds $45.00
Member Share Requirement $5.00
Uncollected Funds $25.00
Debit/ATM Card replacement (discretionary) $3.00
Bill Pay Merchant Return $10.00
   
PopMoney - Send Money - Standard Money $0.75
PopMoney - Send Money - Next Day Delivery $2.00
PopMoney - Request Money - Standard Money $0.75
PopMoney - Request Money - Next Day Delivery $2.00
PopMoney - Stop Payment $15.00
PopMoney - E-Greeting $0.25

Other Service Fees (applicable to all accounts)

Account Reconciliation (per hour) $15.00
Account Research (per hour, first hour free) $15.00
Dormant (per month) $3.00 (6)
Cashiers Check (each) $7.00
Money Order (each) $4.00
A check deposited into an account that is returned because the issuer's account has non-sufficient funds (per check, assessed daily) $4.00
EFT Stop Payment $10.00
Incorrect address returned mail (one time) $5.00
Bank to Bank Wire (Domestic) $15.00
Bank to Bank Wire (International)
(If long distance phone calls are required)
$75.00
$20.00
Corporate or Personal Check copies (each) $3.00
Statement printing (per month, per copy) $5.00
Fax Charges:  

First Page
Each additional page

$2.00
$1.00
Gift Currency/Check Envelopes (each) $.10
   

Domestic (flat rate)

$24.00

International

 

Wire Amount: $1.00 - $500.00
Wire Amount: $500.01 or more

$32.00
$54.00

Mexico

 

Wire Amount: $1.00 - $500.00
Wire Amount: $500.01 - $1,000.00
Wire Amount: $1,000.01 - $2,000.00
Wire Amount: $2,000.01 - $5,000.00

$27.00
$54.00
$45.00
$60.00
Statement Copy Fee - per copy, depending on production costs $5.00 - $25.00
Levy/Garnishment $25.00
Photocopies  

First Page
Each Additional Page

$.50
$.25

 

Safe Deposit Box Fees

3 x 5 $25.00
5 x 5 $45.00
3 x 10 $50.00
5 x 10 $60.00
10 x 10 $90.00
Drilling of Box $250.00
Replacement Key (one) $15.00
Rental costs are automatically withdrawn from members' accounts in July. Boxes rented during the year are pro-rated on an individual basis.

(1) Excluding Audio Repsonse Teller (ART)
(2) An abandoned account is one that has been dormant (see below) for two years AND does not have a current address.
(3) Does not include VISA Check or EFT items.
(4) A $20 maximum fee per account per month for Business Volume or Truncation fees.
(5) Members are allowed five (5) free non-network ATM transactions per month.
(6) A dormant relationship is one where:
    (i.) The total held in all accounts owned by the member as of the last day of the month is less that $175.00
    (ii.) Has had no transactions on any account for the past twelve (12) months.
    (iii.) Has no active loans with the credit union

The rates and fees appearing in this schedule are accurate and effective for accounts as of the effective date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the credit union at 218-625-8500 or 800-296-8871.

Fee Schedule Accurate as of 06-02-2014

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