|
Savings Account Fees |
|
| Low Balance (Members 19 and over with balances below $50.00 and no other accounts - assessed monthly) | $1.00 (1) |
| Abandoned Account | $30.00 (2) |
|
Checking, EFT, Bill Pay, Corporate Check Fees and ATM Fees |
|
| ATM (per transaction after 5th) | $1.00 (5) |
| Non-Sufficient Funds (per item) | $25.00 |
| ACH Loan Payment Change | $10.00 |
| Overdraft Privilege (per item) | $25.00 |
| Stop Payment (per request) | $10.00 |
| Group Stop Payment | $15.00 |
| Check Printing | Prices vary depending on style |
| Check Copy | $3.00 |
| Truncation (per month) | $15.00 (4) |
| Business Check Volume - per month for less than fifty (50) items | $10.00 |
| Business Check Volume - per month for fifty (50) or more items | $20.00 (3)(4) |
| Delete Single Stop Payment | $10.00 |
| Delete Group Stop Payment | $15.00 |
| Zipper bags - non-locking (First bag free for Business Accounts) | $5.00 |
| Zipper bags - locking | $30.00 |
| Foreign Draft (Current Exchange Rate plus) | $10.00 |
| Foreign NSF | $45.00 |
| Member Share Requirement | $5.00 |
| Bill Pay Merchant Return | $10.00 |
|
Other Service Fees (applicable to all accounts) |
|
| Account Reconciliation (per hour) | $15.00 |
| Account Research (per hour, first hour free) | $15.00 |
| Dormant (per month) | $3.00 (6) |
| Cashiers Check (each) | $7.00 |
| Money Order (each) | $5.00 |
| A check deposited into an account that is returned because the issuer's account has non-sufficient funds (per check, accessed daily) | $4.00 |
| EFT Stop Payment | $10.00 |
| Incorrect address returned mail (one time) | $5.00 |
| Bank to Bank Wire - local call | $15.00 |
| Bank to Bank Wire - long distance | $20.00 |
| Corporate or Personal Check copies (each) | $3.00 |
| Long Distance Phone Call made on Members behalf | $2.00 |
| Fax Charges: | |
|
First Page |
$2.00 $1.00 |
| VISA Gift Card fee | $3.65 |
| Gift Currency/Check Envelopes (each) | $.10 |
| Western Union CMO | |
|
Domestic (flat rate) |
$24.00 |
|
International |
|
|
Wire Amount: $1.00 - $500.00 |
$32.00 $54.00 |
|
Mexico |
|
|
Wire Amount: $1.00 - $500.00 |
$27.00 $54.00 $45.00 $60.00 |
| Statement Copy Fee - per copy, depending on production costs | $5.00 - $25.00 |
| Levy/Garnishment | $25.00 |
| Photocopies | |
|
First Page |
$.50 $.25 |
|
Safe Deposit Box Fees |
|
| 3 x 5 | $25.00 |
| 5 x 5 | $45.00 |
| 3 x 10 | $50.00 |
| 5 x 10 | $60.00 |
| 10 x 10 | $90.00 |
| Drilling of Box | $250.00 |
| Replacement Key (one) | $15.00 |
| Rental costs are automatically withdrawn out of members accounts in July. Boxes rented during the year are prorated on an individual basis. | |
(1) Excluding Audio Repsonse Teller (ART)
(2) An abandoned account is one that has been dormant (see below) for two years AND does not have a current address.
(3) Does not include VISA Check or EFT items.
(4) A $15 maximum fee per account per month for Business Volume or Truncation fees.
(5) Members are allowed five (5) free non-network ATM transactions per month.
(6) A dormant relationship is one where:
(i.) The total held in all accounts owned by the member as of the last day of the month is less that $175.00
(ii.) Has had no transactions on any account for the past twelve (12) months.
(iii.) Has no active loans with the credit union
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union at 218-625-8500 or 800-296-8871.
Fee Schedule Accurate as of 07-01-2011
