Members Cooperative Credit Union
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Checking & Debit Accounts

It's the easiest way to pay! 

We offer two versions of our regular checking accounts - or earn while you save paper with EcoChoiceTM.

Share Draft

Our basic checking account lets you enjoy all the features you want and none of the monthly fees you don't.

Share Draft Checking offers:

  • Free Online Banking
  • Free Bill Pay for active users
  • Free online check images
  • Dividends on maintained balances over $2,500
  • No fee MasterCard debit cards

Classic Checking

Our checking account for members 50+ offers all of the features of our regular Share Draft account, plus a few additional perks.

Classic Checking offers:

  • Free Online Banking
  • Free Bill Pay for active users
  • Free online check images
  • Dividends on maintained balances over $2,500
  • No fee MasterCard debit cards
  • Free electronic or wire transfers

EcoChoice

A greener checking option that fits your active lifestyle.

Make the switch to EcoChoiceTM checking from Members Cooperative Credit Union. EcoChoiceTM is an environmentally friendly, paperless checking account that makes doing the right thing rewarding. When you enroll, you’ll not only help keep our beautiful parks, trails and campgrounds clean and kid-friendly – you’ll also get paid for it. With EcoChoiceTM, you can earn $.10 per signature-based debit card transaction of $20 or more, up to $25 per month and $300 per year.* Your first eight (8) paper checks each month clear for free.**

EcoChoiceTM Checking offers:

  • Free Online Banking
  • Free Bill Pay for active users
  • Free online check images
  • Dividends on maintained balances over $2,500
  • No fee MasterCard debit cards

* Earn $.10 per signature-base card transaction of $20 or more; up to $25 per month and $300 per year. ** Each check cleared thereafter is charged $1.


To report a lost/stolen MasterCard debit card, please call:

Domestic: (800) 264-5578

International: (701) 461-0621

To activate or change your PIN for your ATM or debit card, please call (800) 448-8268.

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency.
Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
800-296-8871|memberservices@membersccu.org