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FEES AND DISCLOSURES
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| Checking Accounts |
| Single Stop Payment |
$ 8.00 |
| Group Stop Payment |
$13.00 |
| Remove single stop payment |
$8.00 |
| Remove group stop payment |
$13.00 |
| Copy of draft |
$3.00 |
| Non-Sufficent Funds (NSF) - per item |
$25.00 |
| Overdraft Privilege - per item |
$25.00 |
| Non-Truncated account (images on disk) |
$15.00 |
| Account reconciliation (per hour/1 hour minimum) |
$15.00 |
| Closed account fee |
$10.00 |
| Zipper Bag - non-locking |
$5.00 |
| Locking Zipper Bags |
$29.50 |
| Truncation Fee * |
$15.00*per mo. |
| Check Printing Fee |
Prices vary |
| * $15 maximum fee per account per month for Business Volume or Truncation fees. |
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| Business/Organizations/DBA Accounts |
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| Accounts clearing less than 50 checks per month |
$5.00 |
| Accounts clearing 50 or more checks per month |
$15.00 |
| Foreign drafts |
5% plus
$4.00 US Funds
$5.00 Non-US
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| Foreign currency |
30% |
| Foreign NSF |
$15.00 |
| Member share requirement |
$5.00 |
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| Loan Fees |
| Document Preparation Fee Charged on all real estate loans excluding home equity, insured home improvement & insured home equity loans. |
$50.00 |
| Loan Origination Fee charged only on Real Estate loans sold on the secondary market. |
1% of the financed loan amount with a $500 minimum |
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| Visa Credit Card Fees |
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| Single Statement copy |
Free |
| Additional Statement copies (each) |
$5.00 |
| Overlimit Fee (per month) |
$20.00 |
| Overdraft Charge (per item) |
$20.00 |
| Charge slip copy (each) |
$5.00 |
| 30 Days or more past due fee (per month) |
$20.00 |
| Replacement Card Fee |
$5.00 |
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| Internet Bill Payer |
| One time enrollment fee |
Free |
| Monthly Bill Payer flat fee |
Free |
| Per bill / per month fee |
Free |
| NSF Fee - per item |
$20.00 |
| Merchant Return Fee - per item |
$5.00 |
| Stop Payment Fee - per item |
$8.00 |
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| Research Fees |
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| First hour |
Free |
| Per hour after first hour * |
$15.00 |
| *Fee based on production cost, fax, postage, and materials necessary to produce. |
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| Miscellaneous Fees |
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Low account balance (members 19 and over with balances below $25.00 and no other serves - assessed monthly)
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$1.00 |
| Abandoned account |
$30.00 |
| Postal Service address change |
$1.00 |
| Gift currency/check envelopes (each) |
$.10 |
| Visa Gift Cards (each) |
$3.95 |
| Money Orders (each) |
$1.00 |
| Travelers Checks (per $100) |
$1.00 |
| Travelers Checks for two |
$1.50 |
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If you deposit a check into an account and that check is returned because the issuer's account has non-sufficient funds (assessed daily)
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$4.00 |
| EFT Stop Payment |
$8.00 |
| Bank to Bank Wire |
$15.00 |
| International Bank to Bank Wire |
Rate Varies |
| If long distance phone calls are required |
$20.00 |
| Corporate Checks (each) |
$1.00 |
| Corporate or personal check copies |
$3.00 |
| Long distance phone calls made on members behalf |
$2.00 |
| Levy/Garnishment Fee |
$25.00 |
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| Fax |
| First page |
$2.00 |
| Each additional page |
$1.00 |
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| Western Union CMO |
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| Domestic |
$24.00 |
| International |
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| $1.00 - $500.00 |
$32.00 |
| $500.00 or more |
$54.00 |
| Mexico |
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| $1.00 - $500.00 |
$27.00 |
| $500.01 - $1,000.00 |
$32.00 |
| $1,000.01 - $2,000.00 |
$37.00 |
| $2,000.01 - $5,000.00 |
$42.00 |
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| Safe Deposit Box Fees |
| 3 x 5 x 22 |
$25.00 |
| 5 x 5 x 22 |
$45.00 |
| 3 x 10 x 22 |
$50.00 |
| 5 x 10 x 22 |
$60.00 |
| 10 x 10 x 22 |
$90.00 |
| Replacement Keys |
$15.00 |
| Safe Deposit Box Drilling Fee |
$85.00 |
| Rental costs automatically withdrawn out of members accounts in July. Boxes rented during the year are prorated on an individual basis. |
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